Commercial Relationship Manager, Real Estate Finance

London, England, United Kingdom

5/9/2025

We have been named a Top 10 “Most Loved Workplace” for the second year running! At Metro Bank, people come first – our culture is all about bringing the best out in our colleagues, and making sure everyone feels valued, respected, seen and included. We strongly believe in a diverse and inclusive workplace and to find the very best person for the job, we always look across a wide range of diverse communities. We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.

What You Will Do

• You are a key component for delivering the business model for Real Estate Finance.
• Real Estate lending as an Asset Class makes up an increasingly significant part of the Commercial Balance Sheet, and you will support the Head of Real Estate in being Metro Bank’s external face to the property market (customers and professionals) building our brand reputation in this key marketplace.
• You will manage an active portfolio of Real Estate customers and growing the bank with the acquisition of new customers.
• You will evaluate lending opportunities and management/testing of financial metrics/conditions, along with ‘Risk’ based considerations
• You will gather information from the customer; assess, analyse and interpret financial information such as financial statements, management accounts, profit and loss statements.
• You will develop and maintain active and influential relationships with key market professionals and players.
• You will be the face of Metro Bank in the Real Estate market (customers & professionals) building our brand reputation in this key marketplace.
• You will manage all aspects of Risk, including Credit, Operational and Regulatory.
• You will manage, influence and build an internal network across Metro Bank to ensure a One Team approach for customers and colleagues including maintaining key relationships with other departments such as Credit, Lending & Securities, Lending
• You will perform any other duties as required that reasonably fall within the scope of the role, adapting to evolving team needs and challenges. Always act with integrity.
  
  

And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the ability to call out any concerns.

What You Will Need

• You will have proven specialist sector knowledge within commercial/corporate Real Estate Finance environments.
• You will have evidence of report writing and deal structuring skills in support of credit origination Good awareness and understanding of all aspects of Risk
• You will have knowledge of commercial banking, property investment and development lending with general wider commercial banking and product knowledge.
• You will have experience in credit report writing (supporting Relationship Directors), deal structuring and financial analysis, ideally within Real Estate Finance.
• You will a sound understanding of Financial Crime, AML requirements as well as TCF, conduct and consumer duty expectations and managing/ operating within, risk / regulatory and operational frameworks.
• You will establishes and creates long term productive relationships and networks inside the Bank.
• You will the ability to maximise customer relationships whilst being compliant during customer interactions with awareness of Treating Customers Fairly (TCF)
• You will plan your own time in the short to mid-term to focus on value adding activity that’s align to our Vision.
• You will understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders
• You will have track record of hitting and exceeding personal and business objectives
  
  

Our promise to you…

• We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts!
• We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!).
  
  

Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box. We also know that ‘normal’ office hours aren’t always doable, and while we can’t accommodate every flexible working request we are happy to be asked. So if you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet… why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates.. Good luck!