Credit Risk Analyst

IN SHORT

Are you passionate about finance and risk management? Join our dynamic team in Manchester as a Credit Risk Analyst.

In this role, you will be responsible for analysing the creditworthiness of new and existing counterparties and their KYC (Know Your Customer) status. You will recommend counterparty credit limits and maintain all relevant information in our Credit database. Additionally, you will collaborate with Commercial teams to mitigate risks and ensure secure business relations.

Take the next step in your career and help us safeguard our business while driving growth.

WHAT YOU WILL DO

• Analyse and assess counterparties’ credit worthiness, primarily through analysis of their financial statements and prepare written Credit Approval Request on regular basis and continuous monitoring of counterparty status.
• Collaborate with and support commercial teams to understand and estimate resulting risk from business relationship.
• Recommend appropriate credit rating, mitigation measures (like cash deposit, group or bank guarantees, or insurance), required credit limit and approve the limits in accordance to the received mandates.
• Create and prepare periodic and ad-hoc Credit Risk reports and monitor limit utilisation and working pro-actively to mitigate potential limit breaches and ensure transparent reporting to key stakeholders.
• Perform 'Know Your Customer' (KYC) assessments under the company's established assessment process, in order to recommend an appropriate KYC status. Regular renewal and continuous monitoring of counterparty's KYC status.
• You will interact and collaborate with other support functions (mainly Risk internal, Treasury, Legal, Product Control) to assess and mitigate credit risk.
• Provide support in the execution of projects within the risk function and requiring coordination with external and internal stakeholders.

WHAT YOU WILL BRING

• Proven experience in a credit or finance role within an energy company, bank, or rating agency.
• Familiarity with energy/commodity trading markets, particularly natural gas, power, oil, or LNG, is advantageous.
• Comprehensive understanding of Credit Risk Management practices and frameworks.
• Strong analytical skills with the capability to assess complex problems, produce precise credit analysis documents, and deliver solutions within tight deadlines.
• Ability to work both independently and collaboratively within a team.
• Reliable in utilizing provided mandates to make credit decisions and handle counterparties effectively.

ABOUT US

Securing Energy for Europe – it’s a simple statement, with a bold ambition. SEFE is not just our name, but also encompasses everything that drives us. To accomplish this, we’re taking immediate action to secure gas supply – but also looking forward, to explore our role in the European energy transformation and how we can contribute to a stable and sustainable future.

SEFE, an international energy company, ensures the security of supply and drives the decarbonisation of its customers. SEFE’s activities span the energy value chain, from origination and trading to sales, transport and storage. Through its decades-long expertise in trading and the development of its LNG business, SEFE has become one of the most important suppliers to industrial customers in Europe, with an annual sales volume of 200 TWh of gas and power. Its 50,000 customers range from small businesses to municipalities and multinational organisations. By investing in clean energies and especially in the hydrogen ecosystem, SEFE is contributing to the energy transition. The company employs around 2,000 people globally and is owned by the Federal Government of Germany.

Join SEFE and help us secure gas supply across Europe and shape a better, more sustainable tomorrow.

Securing energy – now and for the future.

OUR BENEFITS

We’re committed to creating an inclusive environment that embraces diversity and fosters the development of knowledge, skills, and experience. Whatever your role, you’ll find an open, welcoming atmosphere that empowers you, and recognises your contribution.

In return we offer a competitive remuneration package supported by a comprehensive, and broad reaching benefits package which includes.

• non-contributory pension
• bonus earning potential
• 25 days holiday plus bank holidays and volunteering days
• buy / sell holidays
• life assurance
• medical and dental insurance
• a wide range of optional flexible benefits
• hybrid working

We are committed to supporting your career growth with opportunities to develop both your knowledge and experience through a blended approach to learning.

Join SEFE and help us secure gas supply across Europe and shape a better, more sustainable tomorrow.