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Job Title: Finance Manager
Location: South West London
Department: Finance
Reports To: Chief Financial Officer (CFO)
Job Type: Full-Time
Salary Range: £65k to £75k, dependent on experience
Company Overview:
Loans 2 Go Limited (L2G) is an industry leader in providing alternative, affordable personal loans; we aim to give lines of credit to those who mainstream lenders have neglected. We are growing and adapting fast; with over 20 years of operation nationwide, we have helped hundreds of thousands of customers and the business has transformed from a traditional high-street lender to a multi-channel, online loan provider. We are regulated by the Financial Conduct Authority and fully compliant with our obligations under Consumer Duty. We understand the importance of providing fair and transparent products and services as the key to unlocking a prosperous future for the business. We will continue to adapt, improve, and implement changes where required to improve our people, the business, and the overall quality of our customer experience
Job Summary:
We are a growing financial services company specializing in loan products, and we are seeking a results-driven Finance Manager to lead core financial operations, drive performance insights, and ensure compliance across lending activities. This role requires a deep understanding of lending operations and financial regulations, with the ability to lead our finance team and support executive decision-making with accurate and timely insights.
Key Responsibilities:
- Assist with the preparation and analysis of financial reports, including loan portfolio performance, profit and loss, and balance sheets.
- Monitor and optimise cash flow, capital requirements, and funding sources to support lending activities.
- Ensure full compliance with financial regulations and reporting requirements from relevant authorities.
- Analyse delinquency rates, credit risks, and cost of funds to inform lending policies.
- Supervise the finance team and ensure strong internal controls and accurate financial record-keeping.
- Partner with underwriting, collections, and product teams to align financial goals with operational execution.
- Assist with internal and external audits to ensure timely filing of statutory and regulatory reports.
- Oversee the development and maintenance of financial policies, procedures, and risk management frameworks.
- Provide strategic advice to senior leadership on growth, profitability, and cost management initiatives.
Qualifications:
- Professional qualification in Finance (ACCA, ACA, CIMA).
- Minimum 5 years of experience in finance or accounting, preferably within a financial services or lending institution.
- Experience in establishing a finance structure from the ground up in a new business is highly desirable.
- Strong knowledge of loan accounting, credit risk, and financial compliance.
- Proficient in financial management tools and accounting.
- Excellent analytical, problem-solving, and decision-making skills.
- Strong leadership and communication abilities, with experience managing cross-functional teams.
- Ability to work with a high level of accuracy and meet strict deadlines.
- Ability to work in a fast paced and dynamic environment
- Excellent Excel skills
Some benefits we offer:
- Hybrid Working Scheme
- Performance Dependent Bonus
- Up to 33 days holiday inclusive of UK Bank Holidays
- Accrued Holiday Sellback and Carryover Scheme
- Milestone Service Reward Programme
- Life Insurance Cover
- Incapacity Insurance Cover
- Employee Assistance Programme
- Refer-a-friend Scheme
- Commitment to your Professional Learning and Development
Working Hours:
- 35 hours per week- Mon – Fri 09:00 – 17:00
