Financial Planning and Analysis Manager

Wagestream is dedicated to improving the financial wellbeing of frontline workers.

We partner with renowned employers such as Asda, Burger King, Hilton, and the NHS to provide their teams with fairer financial services centered around flexible pay. Our all-in-one financial wellbeing super-app empowers over 3 million people to choose when they get paid, track their shifts and earnings, save for a rainy day, utilise budgeting tools, receive free financial coaching, and access fairer financial products.

Wagestream stands out as a VC-backed company experiencing rapid growth, while also maintaining a social conscience and charity support. Our founding investors include the leading financial charities and impact funds in the UK. We operate on a social charter, ensuring that every product we develop enhances financial health and reduces the $5.6bn financial services "premium" paid annually by lower-income earners.

By joining our team of over 200 passionate individuals, you will contribute to our mission of building a category-leading fintech product. We are united by our commitment to improving financial wellbeing for all.

The Opportunity:

There’s never been a better time to join the Wagestream team. We’ve achieved global impact towards eradicating the poverty premium while sustaining 100% year-on-year growth, with a user base stretching over 3.5M as we step close to a unicorn valuation and a new chapter in our journey as a neo-bank.

With this growth has come the need to strengthen our FP&A team and we’re extremely excited about how this person will help us to perform even better. As a key member of the global finance team, your role will be to assist leadership in their decision making with insightful financial analysis. Wagestream is a fast growing, dynamic business so there are always new and interesting areas to analyse and understand.

The Team:

Your immediate team will include the head of FP&A, CFO, finance director, senior management accountant and management accountant. But you’ll also work closely with the co-founders, and other leadership team members, and will interact with every department at some point!

What will you be doing?

Your core responsibility will be to support the Head of FP&A with financial planning, budgeting, and deep financial analysis with a focus on driving business value. The role will include:

• Developing a deep understanding of Wagestream’s business across our different verticals
• Driving optimal decision making through insightful models and analytical tools & use of extensive financial and quantitative analysis.
• Support with business critical projects such as M&A and refinancing
• Producing monthly and quarterly internal reports and reviews on financial performance for Leadership
• Assisting in preparation and delivery of executive level presentations to influence decision makers
• Enhancing existing budgeting and forecasting processes
• Liaising with external stakeholders (banks, investors, advisors) to provide required MI and analysis
• Identifying processes and tools to enable us to operate more efficiently and to drive actionable insights

What experience might you have?

• CIMA/ACA qualified preferred or equivalent professional experience
• 2-3 years experience in a strategic finance role, for example as a FP&A Analyst / Manager, Financial Analyst, Finance Manager or other relevant experience such as Corporate Finance/Transaction Services. Exposure to start-up/scale-ups also desirable but not essential.
• Detail-oriented, highly analytical individual who strives for excellence and wants to be part of a great team working on an important social mission
• Strong interpersonal and teamwork skills: able to work across organisation & geographies, while influencing peers and senior stakeholders
• Enthusiasm to develop new skills
• Demonstrated experience in building and challenging financial models.
• Excellent Excel and PowerPoint skills, SQL and tableau experience desirable but not essential.

Within 1 month you’ll have:

• Understand the key business metrics and identify gaps in current analysis / reporting
• Understand the financial forecasting model and process and suggest improvements

Within 3 months you’ll have:

• Established working relationships with stakeholders at our investors and banking partners and have ownership of regular reporting to these stakeholders
• Improved and have ownership of regular management information required by internal stakeholders

Salary: Dependant on experience, salaries range from £60,000 80,000 + bonus & equity

• 25 Days Annual Leave in addition to public holidays (up to 5 day rollover), as well as flexible time off allowances for any ad-hoc childcare/family/caring needs
• 10 days Annual Leave Buy-Back scheme - for if you’d like some additional time off
• 12 weeks paid Maternity Leave and 4 weeks paid Paternity Leave for employees with over 12 months service
• Special Leave for In Vitro Fertilisation (IVF) and other fertility treatments
• Salary sacrifice to pension, as well as bonus exchange to Pension: reap even more rewards of any bonus by paying into your pension & save on Tax and NI + added compound growth
• The best benefit of all, access to Wagestream!
• Access to Salary Sacrifice Scheme - Ben -THE Benefits marketplace.Choose the benefits you want, when you want. Pay less tax, receive more value 🎉

Additional:

• Additional Pension Payments
• Workplace nurseries
• Cycle to Work
• Gym memberships
• Medical or Life Insurance
• Healthcare cash plans, etc

At Wagestream we celebrate and support our differences. We know employing a team rich in diverse thoughts, experiences, and opinions allows our employees, our product and our community to flourish. Wagestream is an equal opportunity workplace. We are dedicated to equal employment opportunities regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity/expression, or veteran status.