Lead Product Manager - Decisioning

London, England, United Kingdom

12/11/2024

Description

Lead Product Manager - Decisioning

We are looking for a Lead Product Manager in Credit Decisioning. You will lead the charge in defining the strategy and roadmap for Funding Circle’s proprietary credit decisioning technology, working in close partnership with stakeholders, to enable rapid innovation across our expanding product offering, including term loans, our FlexiPay instalment product, and business credit cards.

Who are we?

We’re Funding Circle. We back small businesses to succeed.

At Funding Circle, we believe the world needs small businesses. That’s why we’ve made it our mission to help them get the finance they need to grow.

With more than a decade of expertise under our belt, we’ve built a game-changer of a platform with cutting-edge data and technology that’s reshaping the landscape of SME lending. Say goodbye to lengthy applications and hello to lightning-fast decisions! In just minutes, SMEs across the UK can get a decision, giving them access to competitive funding in a flash.

We know that good business is about good people. So we pride ourselves on providing meaningful, human support as well as fast, hassle free processes to deliver an unbeatable customer experience.

The role

• Set the vision and strategy for the development of Funding Circle’s credit decisioning platform, prioritising goals and defining the short, mid, and long-term roadmap in partnership with credit risk, product & commercial
• Produce high quality product requirements that enable your empowered product teams to develop solutions that enable us to say yes to more businesses whilst managing compliance and risk
• Manage relationships with stakeholders, be the go-to person in your domain and enable fast decision-making
• Take complete ownership of your area, plotting a path forward based on your experience, market trends, evolving customer behaviours and business objectives
• Support the growth & development of the culture within the wider Product team
• Proactively problem solving, identifying and confidently mitigating any risks, issues or control weaknesses that arise in your day-to-day
  
  

What we’re looking for

• 7+ Years of relevant experience across product management, credit risk and/or data science
• Experience understanding customers through quantitative & qualitative methods and using it to develop customer-centric products
• Worked in empowered product & engineering teams to support delivery of the strategy, product vision, OKRs and roadmaps to drive business performance, owning product development & delivery through its lifecycle
• Collaborated with stakeholders to maximise the value of your work, make tough trade off decisions and get things done
• Strong problem solving and analytical skills, with the ability to draw strategic insights from analysis and a clear focus on customers
• Strong communication and interpersonal skills - ability to work effectively and collaboratively with individuals from different parts and levels of the organisation with different backgrounds and perspectives
• Passionate about Funding Circle’s mission and values
  
  

At Funding Circle we are committed to building diverse teams so please apply even if your past experience doesn’t align perfectly with the requirements.

Want to learn more?

• We have a huge impact on the businesses that borrow through our platform, the communities they serve and the overall economy (last year £6.9bn of GDP generated). You can read our full Impact Report here: https://www.fundingcircle.com/uk/impact
• To see what our customers think, visit our Trustpilot page: https://uk.trustpilot.com/review/fundingcircle.com
• And we’re still evolving! Our award-winning multi-product platform is solving more SME finance challenges than ever before. We think big, rally together and meet the needs of SME customers like no other.
  
  

Why join us?

At Funding Circle, we celebrate and support the differences that make you, you. We’re proud to be an equal-opportunity workplace and affirmative-action employer. We truly believe that diversity makes us better.

As a flexible-first employer we offer hybrid working at Funding Circle, and we've long believed in a 'best of both' approach to in-office collaboration and non-office days. We expect our teams to be in our London office three times a week, where you can take advantage of our newly refurbished hybrid working space, barista made coffee and subsidised lunches (via JustEat) every day!

We back our Circlers to build their own incredible career, making a difference to small businesses every day. Our Circler proposition is designed to support employees both in and out of work, and it is anchored around four pillars: Health, Weath, Development & Lifestyle.

A Few Highlights

• Health: Private Medical Insurance through Aviva, Dental Insurance through Bupa, MediCash, access to free online therapy sessions and exclusive discounts with Hertility for reproductive health support.
• Wealth: Octopus Money Coach, free mortgage advisor partnership and discounts across numerous retailers through Perks at Work.
• Development: Dedicated annual learning allowance and full access to internal learning platform.
• Lifestyle: Wellhub (for fitness discounts), Electric Car Scheme and more!
  
  

And finally, we have award winning parental leave policies supporting parents through enhanced maternity, partner and adoption leave, as well as additional leave for parental bereavement and for fertility treatments.

Ready to make a difference? We’d love to hear from you.