Lending Director

London, England, United Kingdom

5/30/2025

Hampshire Trust Bank is a specialist bank, staffed by experts focused on helping UK businesses realise their ambitions. Our dedicated Asset Finance, Development Finance, Wholesale Finance and Specialist Mortgages divisions ensure that businesses receive the outstanding service, lasting relationships, integrity and expertise they need to prosper.

We also provide savings accounts to individuals and businesses and since we lend only to businesses, our savers can be sure their money will be used to boost the British economy.

The bank is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority.

For more information, please visit our website: www.htb.co.uk

Our Values and Behaviour

All members of the HTB team are expected to demonstrate values and behaviour that underpin everything that we believe in

Customers matter

• We listen to our customers
• We value customer relationships over transactions
• We strive to deliver what customers want, when they want it, how they want it
• We prioritise customer outcomes over corporate expediency
  
  

We deliver

• We approach everything we do with discipline and set high standards
• We do more with less and embrace change
• We are fanatical about financial rigour and risk discipline
• We execute consistently with speed and accuracy
• We constantly strive to improve
  
  

Integrity without compromise

• We always aim to do the right thing - we don’t duck hard choices
• When we make a mistake we own up and fix it
• We are open and honest in all our communication
• We treat innovation and fresh thinking as an opportunity not a threat
  
  

People Power

• We are a meritocracy
• We empower people and make them accountable
• We encourage our people to learn and grow
• We challenge each other honestly & constructively
• We work as a team
• We know diversity makes us stronger
• We celebrate success
  
  

Position:

Due to expansion of the business and untapped opportunities across the region there is a requirement for an experienced professional to originate, underwrite, close and provide on-going management of a portfolio of Development Finance loans

Requirements:

• Proven track record of successful residential and commercial property lending
• Extensive and established contacts within the UK commercial property sector across borrowers, lawyers, valuers, surveyors and other professional intermediaries
• In-depth knowledge of, and enthusiasm for, residential and commercial property development
• Understanding and appreciation of market trends and an ability to create innovative funding solutions to meet changing market opportunities
• High literacy with the ability to write clear, concise, incisive reports
  
  

Other information:

• Originate a portfolio of high quality property development loans and client relationships ensuring that the Bank meets its strategic goals and that the Department exceeds its target financial performance.
• Full lifecycle management of deals from initial enquiries/proposals, negotiations with all parties, submissions to Credit Committee, through to loan drawdown and on-going monitoring during term. This part of the role is supported by the Development Finance Case Management team.
• Assume primary responsibility for a portfolio of customer relationships ensuring that the Bank’s interests are protected at all times and that the conduct of loans is in line with expectations through to full repayment.
• Raise and enhance the Bank’s profile and reputation within the residential and property industry through pro-active marketing, intelligent deal structuring and best in class customer service.
• Ensure that the Bank meets and exceeds its strategic goals for expansion in the North Region, both in terms of lending volumes and profitability