Relationship Manager - 12 month FTC

Who we are

We summarise our strategy as Excellence through Specialism. Agile and highly focused, HTB concentrates on those segments of our target markets where we can add value and can advantageously deploy our experience, expertise, research and analysis to secure and sustain superior risk adjusted returns.

We lend principally to small and medium sized UK based enterprises to support a range of business needs. Our credit philosophy is founded on lending against strong underlying cash-flows and a demonstrable capacity to repay and, of course, this approach is aligned with our commitment to optimising customer outcomes.

Our vision is to be the go-to bank in our chosen markets, to deliver positive customer outcomes, rewarding careers and great shareholder value through a high-performing culture grounded in excellence and integrity.

About the role:

This role offers a unique chance to contribute to a dedicated team within the Development Finance sector. As a Relationship Manager, you will be instrumental in guiding development finance deals from inception to completion, ensuring both the financial viability of projects and the satisfaction of our clients. Your work will support the bank's continued growth and presence in the residential property market.

Key Areas

• To review and critically assess all project and corporate information provided by prospective customers, ensuring completeness and accuracy.
• Conduct through financial reviews and viability analysis of new business opportunities using the Bank’s proprietary Appraisal Model, ensuring speed and accuracy at all times
• To accompany Lending Directors on site visits and client meeting, taking detailed notes and ensuring that all that action points are diligently followed-up
• Prepare of Credit Papers for presentation to the Bank’s Credit Committee
• Prepare facility letters in line with Credit Committee approval, ensuring compliance with all stipulated terms.
• Instruct and collaborate with Solicitors, Valuers and project Monitoring Surveyors,) interpreting reports and addressing any arising issues.

Qualifications/Experience

• University degree or equivalent, or relevant experience in financial sector
• Proven experience and enthusiasm for residential property and development
• Keen understanding and appreciation of property market trends
• Experience working in a fast paced environment

Competencies/soft skills:

• Exceptional organisational and time management skills
• Outstanding attention to detail
• Strong ability to identify, analyse and solve problems including the ability to learn

Our Values

Our values are at the heart of HTB; they govern our decisions, guide our behaviours and underpin everything we believe in. If our values match yours, we would love to hear from you about becoming part of the team!

Customer matter

• We listen to our customers
• We value customer relationships over transactions
• We strive to deliver what customers want, when they want it, how they want it
• We prioritise customer outcomes over corporate expediency

We deliver

• We approach everything we do with discipline and set high standards
• We do more with less and embrace change
• We are fanatical about financial rigour and risk discipline
• We execute consistently with speed and accuracy
• We constantly strive to improve
• Integrity without compromise
• We always aim to do the right thing - we don’t duck hard choices
• When we make a mistake we own up and fix it
• We are open and honest in all our communication
• We treat innovation and fresh thinking as an opportunity not a threat

People Power

• We are a meritocracy
• We empower people and make them accountable
• We encourage our people to learn and grow
• We challenge each other honestly & constructively
• We work as a team
• We know diversity makes us stronger
• We celebrate success