Senior Bridging Underwriter

About Us:

Market Financial Solutions (MFS) is a top-tier, independent bridging finance provider in Central London, renowned for our fast and flexible bridging loans and buy-to-let mortgages. With a robust market presence, we cater to commercial borrowers, property investors, and developers with a diverse range of financial solutions including bridging finance, development exit finance, and buy-to-let mortgages.

Backed by long-standing funding lines, we offer loan options ranging from £200k to £50m, ensuring our products continuously support the evolving needs of our borrowers. Our commitment to excellence and client-focused approach sets us apart in the finance industry.

Role Purpose:

We are seeking a Senior Underwriter to play a pivotal part in our underwriting team. This key role involves managing the underwriting process, making high-level lending decisions, ensuring compliance, and mentoring junior team members. You will analyse complex loan applications, assess financials, credit reports, and property appraisals to ensure compliant lending practices.

Key Responsibilities:

• Manage a personal pipeline of high-volume, complex loans, ensuring timely and accurate underwriting within SLAs.
• Make high-level lending decisions and approve large or complex loan requests.
• Conduct thorough analysis and evaluation of loan applications, including financial documents, credit histories, and property valuations.
• Collaborate with brokers, borrowers, and other stakeholders to gather necessary information and provide updates.
• Mentor junior team members to support the team’s goals.
• Competently underwrite deals by understanding case studies thoroughly.

Role Requirements:

• Experienced in property finance underwriting or a credit-based role, specifically in bridging or buy-to-let.
• Experience managing high-volume, complex loans.
• Strong knowledge of mortgage lending principles, risk assessment, loan products, market trends, and regulatory requirements.
• Effective communication skills for clear interaction with brokers, borrowers, and stakeholders.
• Strong problem-solving abilities to identify and resolve issues in loan applications.
• Ability to thrive in a fast-paced environment, managing multiple tasks and adapting to changing priorities.

Why Work for us?

• Be Part of a Dynamic and Growing Company
• Annual salary review & regular appraisals
• Bonuses and Incentives
• Enhanced Maternity and Paternity Leave Package
• Exclusive Employee Discounts at Leading Retailers (covering groceries, technology, and holidays)
• Ongoing Staff Training and Development Opportunities
• Private Medical Health Care with Vitality
• Life Insurance Coverage
• Additional Day Off to Celebrate Your Birthday
• Engaging Work Networking and Team Building Event

Next Steps:

Ready for an exciting career move? Hit ‘apply’ to express your interest, and if your CV aligns with our requirements, expect a call from one of our team soon to discuss this fantastic opportunity further. Please note, this role is a full-time office based position, based in central London.