Wholesale Block and Sub Hire Auditor

London, England, United Kingdom

6/9/2025

Hampshire Trust Bank is a specialist bank, staffed by experts focused on helping UK businesses realise their ambitions. Our dedicated Asset Finance, Development Finance, Wholesale Finance and Specialist Mortgages divisions ensure that businesses receive the outstanding service, lasting relationships, integrity and expertise they need to prosper.

We also provide savings accounts to individuals and businesses and since we lend only to businesses, our savers can be sure their money will be used to boost the British economy.

The bank is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority.

For more information, please visit our website: www.htb.co.uk

Our Values and Behaviour

All members of the HTB team are expected to demonstrate values and behaviour that underpin everything that we believe in

Customers matter

• We listen to our customers
• We value customer relationships over transactions
• We strive to deliver what customers want, when they want it, how they want it
• We prioritise customer outcomes over corporate expediency
  
  

We deliver

• We approach everything we do with discipline and set high standards
• We do more with less and embrace change
• We are fanatical about financial rigour and risk discipline
• We execute consistently with speed and accuracy
• We constantly strive to improve
  
  

Integrity without compromise

• We always aim to do the right thing - we don’t duck hard choices
• When we make a mistake we own up and fix it
• We are open and honest in all our communication
• We treat innovation and fresh thinking as an opportunity not a threat
  
  

People Power

• We are a meritocracy
• We empower people and make them accountable
• We encourage our people to learn and grow
• We challenge each other honestly & constructively
• We work as a team
• We know diversity makes us stronger
• We celebrate success
  
  

Position:

Hampshire Trust Bank launched a new Structured Finance business around 3 years ago. This combined the well-established Block Discounting team, with the newer Wholesale team. Our mandate is to lend to lending businesses within the UK. Whether that business is an earlier stage lender or an established speciality and alternative finance business, we have a structured funding solution to help support the growth of their loan book.

Our Block Discounting offering can be summarised as:

• Providing uncommitted lending facilities secured against a lenders own book of receivables.
• We are asset class agnostic across Consumer, SME, and Property Backed lenders. If we like the business, the management team and the quality of the receivables we have a real appetite to find the best funding solution for them.
• In addition, the team is actively developing new products to meet the changing requirements of the markets we serve.
  
  

Requirements:

• Proven audit/risk experience with an emphasis on Block Discounting and Sub Hire
• Familiar with security structured transactions and/or facilities.
• Experience with Excel and using complex spreadsheets to analyse portfolio statistics.
• Diverse knowledge of the financial, business, economic and asset funding markets
• Good working knowledge of Microsoft Office (Excel, Word, PowerPoint).
• Able to use data and conduct analysis to reach conclusions.
  
  

Other information:

As a key member of the Block Discounting team, you will be responsible for carrying out the audits on our Block customers, along with supporting our Asset Finance division with their required sub hire audits.

Specifically, your responsibilities will include:

Auditing Execution:

• Arrange and attend Standard Field Block audits in accordance with agreed schedule.
• Complete monthly Block remote security cover monitoring audits, obtaining security schedules from Block customers and updating monthly performance results
• Arrange and attend Standard Field Sub Hire audits in line with Asset Finance requirements
• Request replacement paper when required (for Block customers).
• Support portfolio management by obtaining any information needed while attending audits.
  
  

Team Strategy and Management:

• Contribute towards the strategy for the team as it seeks to establish itself in the market.
• Help develop and manage the teams mandate, its processes and infrastructure.
• Provide tactical thinking, executive level reporting and support and effective business planning.
• Participates in cross team collaboration projects around business and product development and strategic priorities.
• Meet required Audit timescales through pro-active planning.
• Prepare customer submitted reports.
• Prepare audit findings and circulate in form of audit report.
• Arrange and execute Preliminary audits when requested by the Director of Block.
• Note and act on issues raised from audit reports.