Commercial PI Underwriter

CompanySuperscript

LocationCity Of London, England, United Kingdom

Posted At1/22/2026

UK Visa Sponsorship Analytics

Occupation Type

Insurance underwriters

Occupation Code Skill LevelMedium Skilled

Sponsorship Salary Threshold

£41,700 (£21.38 per hour)

Standard minimum applies

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Description

Experienced in underwriting SME Professional Indemnity & Commercial Combined Property & Liability? Looking for a new challenge? Let's connect!

About the role

Our Commercial PI Underwriter will be responsible for underwriting, pricing, and managing a portfolio of SME Professional Indemnity risks in accordance with our underwriting strategy, appetite, and authority limits.

This exciting new role will focus on delivering profitable growth through new business, renewals, and broker relationship management, while ensuring high standards of technical underwriting, service, and compliance.

What you'll get up to:

Underwrite new business, renewals, and mid-term adjustments for SME Professional Indemnity as well as risks including Commercial Combined Property & Liability within delegated authority.
Assess risk exposures, coverage requirements, and pricing adequacy using underwriting judgement, rating tools, and policy wordings.
Ensure underwriting decisions align with underwriting guidelines, appetite, and regulatory requirements.
Actively manage portfolio performance, including loss ratios, rate adequacy, retention, and growth targets.

Identify emerging risks and trends within SME PI and feed insights into underwriting strategy.

Provide clear, timely, and professional underwriting responses and technical guidance to brokers.

Support business development initiatives, including broker meetings, presentations, and market engagement.

Negotiate terms, conditions, and pricing within authority to secure profitable business.

Ensure policy documentation, endorsements, and underwriting files are accurate, complete, and compliant.

Work closely with Product, Operations, Claims, and Compliance teams to ensure seamless policy lifecycle management.

About you:

Experience underwriting Commercial Professional Indemnity risks including Cyber & D&O within the UK SME market.
Strong technical understanding of PI & Commercial combined coverages including wordings, exclusions, and common SME professions.
Progress towards or completion of a professional insurance qualification (e.g. CII).
Experience contributing to portfolio analysis, pricing reviews, or underwriting strategy.
Good understanding of FCA regulation and the UK insurance market.

Strong organisational skills with the ability to manage competing priorities.

In return, we offer you:

A competitive salary and the ability to grow your career
25 days holiday - so there’s plenty of time for work, rest and play
Hybrid way of working for the perfect work / life balance
Vitality private health and dental insurance
Added benefits including competitive pension and salary sacrifice
Access to financial wellbeing platform Mintago
Full access to Spill, our mental health platform
Cycle to work scheme
Fun and modern office environment with regular team social events
City of London location