Credit Manager- Asset Finance/ SME

CompanyMERJE

LocationSolihull, England, United Kingdom

Posted At1/12/2026

UK Visa Sponsorship Analytics

Analytics are greyed out due to low classification confidence (40.0%).

Occupation Type

Financial accounts managers

Occupation Code Skill LevelHigher Skilled

Sponsorship Salary Threshold

£44,700 (£22.92 per hour)

Occupation rate applies

Above analytics are generated algorithmically based on job titles and may not always be the same as the company's job classification. You can also check detailed occupation eligibility, and salary criteria on our UK Visa Eligible Occupations & Salary Thresholds page.

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Description

Credit Manager- Asset Finance/ SME

2 days a week in the Midlands

£60K-£65K

*Must have Asset Finance background*

*Must have Commercial lending background*

My Client is on the search for a Credit Risk Manager to support the effective underwriting of Credit proposals across a breadth of residential buy-to-let, motor finance, residential property development and SME trading business sectors, either jointly approving within own personal delegated credit authority or supporting to Sanctioning Committee.

Duties And Responsibilities

Consider underwriting referrals from the Bank’s various new business lines through the application of a Credit Committee mandate.
Review, assess and (where appropriate) restructure credit recommendations for approval or onward recommendation to Sanctioning Committee.
Complete 2nd line quality assurance oversight of new business applications by ensuring that the proposals being accepted are within the Bank’s risk appetite.
Facilitate and chair monthly Credit Risk Review meetings between the business lines and Credit Risk.
Participate in lending initiatives and projects as they relate to Credit Risk.

Support the business lines in maintaining up to date and relevant policies & procedures.

Support the Procurement Team in the annual credit review of key suppliers.

About You Skills

A minimum of 10 years credit underwriting experience across a breadth of lending sectors.
Direct experience of Asset Finance underwriting in the SME sector would be an advantage.
Demonstrate an ability to operate a Senior Underwriting mandate through an understanding of risk appetites, capital considerations and complex corporate lending structures/entities.
Ideally educated to degree level or equivalent.
Ability to work self-sufficiently on own initiative and effectively manage completion of own objectives.
A full and demonstrable understanding of the credit cycle through strong business awareness.
Attention to detail and excellent investigation/risk management skills.
Advanced report writing skills.
Effective communication, presentation, and people management skills.
Use of MS Office software for data analysis and review reports

Send your CV to nmohamed@merje.com

*No sponsorship on offer*

Credit Manager- Asset Finance/ SME

CompanyMERJE

LocationSolihull, England, United Kingdom

Posted At1/12/2026

UK Visa Sponsorship Analytics

Analytics are greyed out due to low classification confidence (40.0%).

Occupation Type

Financial accounts managers

Occupation Code Skill LevelHigher Skilled

Sponsorship Salary Threshold

£44,700 (£22.92 per hour)

Occupation rate applies

Description

Credit Manager- Asset Finance/ SME

2 days a week in the Midlands

£60K-£65K

*Must have Asset Finance background*

*Must have Commercial lending background*

Duties And Responsibilities

Consider underwriting referrals from the Bank’s various new business lines through the application of a Credit Committee mandate.
Review, assess and (where appropriate) restructure credit recommendations for approval or onward recommendation to Sanctioning Committee.
Complete 2nd line quality assurance oversight of new business applications by ensuring that the proposals being accepted are within the Bank’s risk appetite.
Facilitate and chair monthly Credit Risk Review meetings between the business lines and Credit Risk.
Participate in lending initiatives and projects as they relate to Credit Risk.

Support the business lines in maintaining up to date and relevant policies & procedures.

Support the Procurement Team in the annual credit review of key suppliers.

About You Skills

A minimum of 10 years credit underwriting experience across a breadth of lending sectors.
Direct experience of Asset Finance underwriting in the SME sector would be an advantage.
Demonstrate an ability to operate a Senior Underwriting mandate through an understanding of risk appetites, capital considerations and complex corporate lending structures/entities.
Ideally educated to degree level or equivalent.
Ability to work self-sufficiently on own initiative and effectively manage completion of own objectives.
A full and demonstrable understanding of the credit cycle through strong business awareness.
Attention to detail and excellent investigation/risk management skills.
Advanced report writing skills.
Effective communication, presentation, and people management skills.
Use of MS Office software for data analysis and review reports

Send your CV to nmohamed@merje.com

*No sponsorship on offer*