DIRECTOR, DEBT FINANCE - REAL ESTATE

At OakNorth, we’re on a mission to empower the UK’s most ambitious businesses. Since 2015, we’ve lent over $18 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers — all while fuelling the UK economy.

Team Mission 🚀

This is an incredible opportunity to join a fast-paced, high-growth bank that’s redefining how business lending is done. At OakNorth, we’re not looking for another cog in the machine — we want bold, entrepreneurial thinkers who are passionate about backing the UK’s most ambitious business leaders.

As a Real Estate Director, you’ll be at the forefront of OakNorth’s mission to back the UK’s most ambitious entrepreneurs and growing businesses. You’ll have the freedom to originate and own high-quality deals end-to-end — from first conversation to successful close — with a sharp focus on credit excellence and delivering a standout client experience.

You’ll work closely with senior leadership and have the autonomy to shape your own portfolio, taking an entrepreneurial approach to every opportunity.

You will:

• Originate, structure, execute transactions that meet the lending requirements of OakNorth

Structure transactions appropriately, and prove full credit reports to sanctioning authority

Maintain close relationships with customers and reporting to Credit in line with policy in a timely manner

Act in accordance with OakNorth Bank’s values at all times

You have:

• In-depth understanding and strong network of the Real Estate market in and around London
• Excellent communication and customer-facing skills
• Good understanding of business processes, strategy and credit policies
• Strong credit, financial analysis and modelling skills, including the ability to write good quality, structured credit papers
• Experience in the analysis of senior, stretched senior and mezzanine cashflow unsecured transactions
• Legal documentation skills
• Experience in presenting credit cases internally to a credit committee
• Strong problem-solving ability
• Degree in Finance / Commerce or equivalent
  
  
  

About Us

We’re OakNorth Bank and we embolden entrepreneurs to realise their ambitions, understand their markets, and apply data intelligence to everyday decisions to scale successfully at pace.

Banking should be barrier-free. It’s a belief at our very core, inspired by our entrepreneurial spirit, driven by the unmet financial needs of millions, and delivered by our data-driven tools.

And for those who love helping businesses thrive? Our savings accounts help diversify the high street and create new jobs, all while earning savers some of the highest interest on the market.

But we go beyond finance, to empower our people, encourage professional growth and create an environment where everyone can thrive. We strive to create an inclusive and diverse workplace where people can be themselves and succeed.

Our story

OakNorth Bank was built on the foundations of frustrations with old-school banking. In 2005, when our founders tried to get capital for their data analytics company, the computer said ‘no’. Unfortunately, all major banks in the UK were using the same computer – and it was broken.

Why was it so difficult for a profitable business with impressive cashflow, retained clients, and clear commercial success to get a loan?

The industry was backward-looking and too focused on historic financials, rather than future potential.

So, what if there was a bank, founded by entrepreneurs, for entrepreneurs? One that offered a dramatically better borrowing experience for businesses?

No more what ifs, OakNorth Bank exists.

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