Financial Crime Analyst

St Albans, England, United Kingdom

7/9/2025

Job description:

Role: Financial Crime Analyst

Department: Financial Crime Team

Location: Jersey

Contract Type: Permanent

 

The Role

 

To assist the MLCO/MLRO and Financial Crime Manager with the oversight and delivery of the effective systems and controls, within RIMI, to detect and protect against financial crime.

 

To assist with the monitoring of high-risk reviews, overnight screening, portfolio transactional activity.

 

To also assist the MLCO/MLRO/Financial Crime Manager with responding to Financial Crime queries, transaction monitoring, screening, Financial Crime system searches, CMP testing, trigger event reviews and CDD/EDD SoF/SoW enquires.

 

To provide regular management information for analysis and presentation to RISKCO, EXCO and RIMI Board, or upon request from the MLCO/MLRO or Financial Crime Manager.

To assist the MLCO/Financial Crime Manager with the Financial Crime Compliance Monitoring Plan and testing of RIMI systems and controls and provide data for analysis.

Outcomes of the Role

 

·        Fulfil a subject matter expert (SME) role for the Financial Crime function, as agreed with the MLRO/MLCO/Financial Crime Manager.

·        Assist the MLRO/MLCO with overseeing the firm’s systems and controls for compliance with the firm’s anti-money laundering, terrorist financing, proliferation financing, sanctions, bribery, tax evasion policies and procedures.

·        To assist with the Financial Crime Compliance Monitoring Plan, by testing systems and controls and providing management information to the MLCO/Financial Crime Manager as required. Monitor the actions from the testing to ensure completion in a timely manner and deal with any remediate actions for the Financial Crime Team, whilst allocating actions and monitoring completion.

·        To assist the MLRO/MLCO with internal/external audit remediation and reporting.

·        To cover the Financial Crime Manager role when they are not available.

·        Assist in the identification, analysis and implementation of changes driven by legal, regulatory change, industry guidance or best practice, by assisting with horizon scanning and gap analysis.

·        Co-operate with law enforcement/regulatory officers by providing accurate records within a legal framework, ensuring all their enquiries are dealt with within compliance and strict timescales.

·        Assist in the creation and delivery of the Financial Crime training programme including its content and implementation.  Manage training attendance and provide regular reporting to the MLRO/MLCO/Financial Crime Manager.

·        Provide oversight of the PEP and Sanctions screening software including oversight of its results and effectiveness.  Investigate and record PEP and Sanction matches in preparation for MLRO/MLCO sign off.

·        Review and analyse transaction monitoring and overnight and real time screening of the client database/payments and conduct investigations.

·        In collaboration with the MLRO/MLCO and Financial Crime Manager, identify potential gaps across the Group and compile reports, ensuring all confirmed findings are reported to the MLRO/MLCO.

·        Perform deep dive analysis of high-risk clients, PEPs and any other client type referred to the team, report findings and escalate where necessary.

·        Participate in and execute projects and change initiatives related to Financial Crime, as directed by the MLRO/MLCO/Financial Crime Manager. This includes RIMI projects where Financial Crime risks need to be considered.

·        Work with the MLRO/MLCO/Financial Crime Manager to enhance the end-to-end processes and controls to ensure the Financial Crime Team is always operating in the most efficient manner.

·        Escalate Financial Crime regulation breaches as appropriate to the MLRO/MLCO/Financial Crime Manager.

 

·        Deliver excellent customer service and maintain a good relationship with the business directly, and through the team’s activities.

·        Maintain an up-to-date knowledge of financial crime regulation/laws, through appropriate qualifications and attendance at industry seminars and conferences.

·        To assist with internal/external financial crime investigations, reporting to the MLRO/DMLRO.

 

Knowledge & Experience

 

·        experience in a Financial Crime related role.

·        A relevant International Compliance Association qualification, or a desire to study.

·        Analytical and investigative skills with the ability to assess complex data.

·        Experiencing in applying a risk-based approach.

·        Strong attention to detail and organisational skills.

·        Excel and MI Reporting experience.

·        Good written and verbal communication skills.

·        Knowledge of Jersey and Guernsey financial crime related laws and regulations.