Financial Crime Specialist

London, England, United Kingdom

6/24/2025

Hampshire Trust Bank is a specialist bank, staffed by experts focused on helping UK businesses realise their ambitions. Our dedicated Asset Finance, Development Finance, Wholesale Finance and Specialist Mortgages divisions ensure that businesses receive the outstanding service, lasting relationships, integrity and expertise they need to prosper.

We also provide savings accounts to individuals and businesses and since we lend only to businesses, our savers can be sure their money will be used to boost the British economy.

The bank is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority.

For more information, please visit our website: www.htb.co.uk

Our Values and Behaviour

All members of the HTB team are expected to demonstrate values and behaviour that underpin everything that we believe in

Customers matter

• We listen to our customers
• We value customer relationships over transactions
• We strive to deliver what customers want, when they want it, how they want it
• We prioritise customer outcomes over corporate expediency
  
  

We deliver

• We approach everything we do with discipline and set high standards
• We do more with less and embrace change
• We are fanatical about financial rigour and risk discipline
• We execute consistently with speed and accuracy
• We constantly strive to improve
  
  

Integrity without compromise

• We always aim to do the right thing - we don’t duck hard choices
• When we make a mistake we own up and fix it
• We are open and honest in all our communication
• We treat innovation and fresh thinking as an opportunity not a threat
  
  

People Power

• We are a meritocracy
• We empower people and make them accountable
• We encourage our people to learn and grow
• We challenge each other honestly & constructively
• We work as a team
• We know diversity makes us stronger
• We celebrate success
  
  

Position:

The Financial Crime Specialist is responsible for undertaking first lines of defence responsibilities relating to financial crime

activities across multiple products and commercial business units in accordance with internal standards, quality measures and

• agreed service level agreements (“SLA’s”).
  
  

Requirements:

• Strong demonstrable experience operating within a financial crime department within the financial services industry.
• Strong understanding and awareness of relevant regulations and guidance (e.g. JMLSG, FCA, FC Guidance, Money
• Laundering Regulations (MLR) and FATF)
• Demonstrable experience covering client onboarding, specifically the onboarding of sole traders, partnerships, and
• limited companies.
• Strong awareness and undertaking of corporate structures to provide guidance on KYC/CDD requirements.
• A team player with the ability to engage and interact with colleagues at all seniorities.
• Ability to demonstrate a positive and engaging approach to change.
• A logical thinker with strong attention to detail.
  
  

Other information:

• Ensuring Enhanced Due Diligence (“EDD”) requirements are fully achieved, including reviewing high-risk approval requests submitted by underwriters for onboarding customers with connections to high-risk countries, and preparing quality, well-presented, and in -depth reports for consideration and approval by the Group’s Money Laundering Reporting Officer (“MLRO”).
• Conducting EDD investigations to support the 2nd line Financial Crime Team in filing SAEs and reporting Financial Crime.
• Reviewing queries relating to Financial Crime matters including requests relating to guidance on high-risk scenarios and professionally advising and guiding the Group as appropriate.
• Actively monitoring and reviewing fraud alerts, investigating such alerts, and escalating where necessary.
• Supporting the Financial Crime Analysts in undertaking customer due diligence checks for onboarding, customer screening, ongoing transaction monitoring and periodic reviews.
• Continuously keeping abreast and maintaining accurate and complete KYC/AML due diligence oversight records on new and existing customers to ensure relevant databases and records accurately capture and reflect the completion of review.
• Assisting with the completion of first line assurance, to ensure the Group’s business continuously operates within the parameters of agreed policy, procedures, and risk appetite framework.
• Embedding the Group’s Compliance Procedures into Standard Operating Procedures (“SOPs”) and the business ways of working.
• Assisting with the mentoring, training and development of the Financial Crime Analysts and business teams to provide individuals with the skills, tools, and knowledge to enable them to understand their requirements and obligations as set out within the Group’s Financial Crime policies.
• Participating in Group wide KYC and AML related projects as required.