Location: International / London / Remote Start date: ASAP
Note: This is an opportunity to found a B2B AI insur-tech business from day one, with the pre-seed backing from Founders Factory and Aviva.
About Us
Founders Factory builds and funds startups together with exceptional entrepreneurs and the world’s leading companies. Created by IPO-exited founders, we offer founders capital, operational support from a team of hands-on experts, and unrivalled access to a coalition of industry-leading corporate partners. Since 2015, our 450+ portfolio companies have raised $900mm in follow-on funding from a roster of notable investors.
Our Studio partners with entrepreneurs at day one, developing new ideas, technologies and business models into high-growth companies. We’re now exploring concepts at the intersection of wealth management and technology.
About The Venture
We are building the AI-native insurance rails: a single MCP that allows LLMs, agents, and conversational interfaces to safely quote and bind insurance at scale.
Today, insurance distribution infrastructure is fundamentally human-centric. Carrier systems expect rigid forms, proprietary schemas, and legacy pipes (Acturis, Polaris, portals, CSVs). Fraud, KYC, AML, and IDV checks are fragmented and bolted on. As a result, emerging LLM and agent-based channels — chat, answer engines, AI search, copilots — cannot reliably interact with insurers in a compliant, bindable way.
The shift is already underway. Google AI Overviews, ChatGPT search, and Perplexity are changing how consumers discover and compare financial products. Insurers, PCWs, and brokers want access to this growth, but the infrastructure simply does not exist. MCPs are appearing, but none are designed for regulated, insurer-grade workflows.
Our hypothesis is simple and ambitious: be the “Stripe for AI-native insurance.”
We will expose a single, regulated MCP / HTTP endpoint that:
- Translates conversational risk data from LLMs and agents into insurer-grade quote and bind requests
- Connects to multiple carrier pricing and underwriting systems (via existing exchanges, APIs, and controlled automation where required)
- Applies shared KYC, AML, fraud, and IDV checks as a first-class layer
- Normalises responses across carriers, returning safe, explainable quotes and guidance — including when to decline or escalate
The opportunity is significant. There is no clear category leader, incumbents are architecturally misaligned, and regulators are only beginning to shape how AI-driven distribution should work. This is a narrow window to define a new protocol for insurance.
We are early by design. The solution is well-formed, but scope decisions remain: initial product lines, customer buyer, and whether v1 focuses on pricing alone or full policy lifecycle. This role exists to make those calls and turn the hypothesis into a category-defining company.
💡 See our concept deck for more
Our offer
We don’t just fund ideas - we co-build them.
Join As Founder & CEO And Get Access To a Full-stack Venture Studio Offering Designed To Give You The Best Possible Start. You’ll Be Supported By a Full-time Venture Builder, Capital To Get Moving Fast, And a Team Of Specialists Across Product, Tech, Growth, And More
- 💰 Capital: Stipend + studio budget to build, validate, and launch
Experience selling to large, risk-averse enterprises and winning early lighthouse customers.Comfortable operating in ambiguity: shaping the product, defining the buyer, and making irreversible calls with incomplete data.Credibility with both conservative incumbents and forward-looking AI/platform teams.
Most importantly, you are motivated by category creation — defining a new standard, not optimising an old one.
This is your company. We’re here to help you build it, FAST. 
