Head of Premium Finance – Insurtech

High Growth Insurtech is currently hiring for a Head of Premium Finance to join their London team. This is newly created role for the company after successfully obtaining their lending license and is an ideal opportunity for a premium finance specialist who is looking to take build and grow a new premium finance team. The role offers the opportunity to join a profitable business at an exciting time of their trajectory and help them take their next step in scalability across the UK market.

Responsibilities:

• Define and deliver the premium finance strategy aligned with overall business objectives.
• Lead product innovation and competitive positioning in the insurance finance space.
• Oversee credit risk and underwriting policies across personal and commercial finance products.
• Ensure compliance with internal risk frameworks, FCA regulations, and Treating Customers Fairly (TCF) principles.
• Chair or participate in relevant credit committees and risk governance forums.
• Collaborate cross-functionally with legal, compliance, finance and product teams.
• Represent the company in industry events, roundtables, and strategic partnerships.
• Heavily involved in AI/Automation projects to increase operational efficiency.

Requirements:

• Strong knowledge of UK premium finance regulatory landscape (FCA, consumer credit, affordability).
• Proven senior leadership experience in premium finance, insurance lending, or financial services.
• Strong background in credit policy, product risk or underwriting
• Proven commercial acumen with experience in launching and scaling financial products.
• Demonstrated ability to lead multi-disciplinary teams and manage senior stakeholders.
• Exceptional communication, negotiation, and analytical skills.
• Good experience of automation projects that can improve productivity, streamline tasks, or unlock innovative ways of thinking.

This is a unique opportunity offering a high impact strategic scope across the company to drive the commercial success, underwriting integrity, and risk management of the premium finance operations across the UK market. The company offers strong a flexible working environment with 1 day in the office and a competitive bonus and benefits package.