Head of Underwriting - Gibraltar (Relocation Support Included)

Location: Gibraltar (UK-based applicants welcome)

Are you a seasoned Senior Underwriter ready for a completely new challenge and a lifestyle change? We’re hiring a UK-based Head of Underwriting to join our team in Gibraltar. Full relocation support is provided.

This is a high-impact leadership role where you’ll shape underwriting strategy, lead a team, and contribute directly to the growth of an innovative insurance business. We offer a tailored relocation package to ensure a smooth transition for you and your family, including logistical support, temporary accommodation, and local integration guidance.

About EICL

Founded in 2019, EICL was the UK’s first insurtech to secure its own insurance licence. Authorised and regulated by the Gibraltar Financial Services Commission, we provide underwriting capacity to the group MGA, Zego, serving commercial motor customers in the UK.

We’re not just an insurer. We’re trailblazers, disruptors, and game changers, committed to setting a new standard for insurance while helping businesses reach their full potential.

Purpose of the Role

As Head of Underwriting, you’ll lead the execution of EICL’s underwriting strategy and oversee the performance and development of our underwriting function. You’ll sit on the management team and play a key role in shaping the future of our products and governance.

What You’ll Be Doing

• Define and execute underwriting strategy, risk appetite, governance, and referral processes
• Manage underwriting performance in collaboration with the Head of Actuarial and Portfolio Management Lead
• Drive product simplification to ensure customer clarity and value
• Oversee underwriting audits and referrals from the group MGA
• Actively contribute to committees including Pricing & Underwriting, Claims, and Risk
• Collaborate with reinsurers and other strategic partners

What You’ll need to be successful:

• 10+ years of experience in UK personal lines motor underwriting
• Proven track record of designing clear, fair, customer-centric insurance products
• Strong analytical and commercial skills
• Excellent communication and leadership abilities
• Willingness to relocate and be part of a fast-growing, innovative company in Gibraltar

Relocation Package

We offer a comprehensive relocation package to support your move from the UK to Gibraltar, including:

• Initial relocation allowance
• Monthly cost of living allowance (subject to standard deductions)
• Three months of fully serviced accommodation upon arrival
• Return flights to the UK over two years
• A dedicated relocation buddy and admin support
• Local guidance on housing, banking, utilities, and other services

How We Work

We call it Zego Hybrid. You’ll spend at least one day per week in our Gibraltar office, with the flexibility to work remotely the rest of the week. This balance gives our teams time to collaborate meaningfully and the space to do focused work.

Our Approach to AI

We believe in the practical use of AI to enhance how we work—helping us move faster, think differently, and focus on what matters. At Zego, we encourage curiosity and intentionality in how teams integrate AI into their daily work to drive meaningful impact.

Benefits

We offer a market-competitive salary, private medical insurance, share options, a generous holiday allowance, and a wide range of wellbeing benefits. You’ll also receive an annual hybrid working contribution, which you can use for commuting or personal development.

We are an equal opportunity employer and value diversity. We do not discriminate based on race, religion, national origin, gender, sexual orientation, age, marital status, or disability status.