Programmes Underwriter

Programmes Underwriter (Delegated Business)

Location: London (Hybrid working)

Keywords: underwriting, insurance, reinsurance, risk assessment, portfolio management, stakeholder engagement, regulatory compliance, team development, market analysis, contract certainty, DUA

Aspen is seeking a Programmes Underwriter to join their cross-class binders delegated business London team, offering you the opportunity to play a pivotal role in shaping and delivering profitable underwriting solutions within a globally respected insurance organisation. This position places you at the heart of Aspen's commitment to excellence, where your expertise will directly influence business outcomes and support the company's strategic ambitions.

Join Aspen's highly regarded London team and contribute to the delivery of innovative underwriting solutions across complex insurance programmes, ensuring alignment with business objectives and regulatory standards.

What you'll do:

As a Programmes Underwriter at Aspen in London, you will be in a delegated underwriting role and entrusted with significant responsibility for driving the success of complex insurance programmes. Your day-to-day activities will involve evaluating risks using advanced analytical tools, negotiating terms with brokers or clients, ensuring compliance with regulatory frameworks such as FCA/Lloyd's requirements, and producing precise documentation that meets contract certainty standards. You will collaborate closely with internal teams-including finance, operations, and senior management-to ensure seamless execution of underwriting strategies.

• Contribute to the development and implementation of operational plans that align with Aspen's wider business strategy, ensuring all activities support key priorities and deliver optimal results.
• Apply specialist underwriting expertise to assess, price, and manage risks within delegated authority limits, maintaining profitability across diverse insurance portfolios.
• Advise colleagues as a subject matter expert by providing guidance on underwriting best practices, policy interpretation, and compliance with internal standards and external regulations.
• Negotiate terms, rates, and conditions for both new and renewal business while ensuring contract certainty documentation is produced accurately and in line with regulatory requirements.
• Support credit control processes by collaborating closely with finance teams to ensure timely payment collection and accurate record keeping across all transactions.
• Participate in portfolio reviews and data analysis initiatives to monitor progress towards business objectives, identify emerging trends or issues, and recommend actionable improvements.
• Act as a referral point for less experienced underwriters within the team, offering mentorship and support to foster their professional growth and maintain high standards of service delivery.
• Produce detailed management information reports for senior stakeholders to facilitate effective monitoring of underwriting activity and inform strategic decision-making.
• Maintain up-to-date records on relevant systems to ensure accuracy in relation to aggregate exposures, risk profiling, pricing tools usage, and loss modelling applications.
• Manage a team of junior practitioners by setting clear accountabilities, supporting their development through regular feedback sessions, performance reviews, and succession planning.

What you bring:

To excel as a Programmes Underwriter at Aspen in London, you will bring proven experience gained from working within casualty underwriting environments- Your background should demonstrate not only technical competence but also an aptitude for nurturing talent within teams through coaching or formal people management responsibilities. You are adept at interpreting regulatory requirements while remaining sensitive to commercial imperatives; this dual focus enables you to deliver compliant yet profitable outcomes consistently. Your analytical mindset allows you to leverage data-driven insights when assessing risks or reviewing portfolio performance.

• Extensive experience in underwriting within specialised or complex insurance product lines like casualty is essential for success in this role.
• A thorough understanding of how current market conditions impact specific classes of business or portfolios allows you to anticipate challenges and capitalise on opportunities.
• Technical proficiency in class-specific underwriting parameters-including reinsurance structures-and familiarity with delegated authorities supports sound decision-making.
• Working knowledge of risk profiling methodologies, pricing tools such as loss models, and their practical application enhances your ability to assess exposures accurately.
• Comprehensive awareness of legal and regulatory requirements (including FCA/Lloyd's regulation) ensures full compliance across all aspects of your work.
• Exceptional interpersonal skills combined with strong communication abilities allow you to build trust-based relationships with colleagues, clients, brokers, and other stakeholders.
• Excellent organisational skills empower you to manage conflicting priorities effectively while meeting tight deadlines without compromising quality or accuracy.
• People management experience is vital; your ability to engage team members through mentoring or direct supervision fosters a culture of accountability and continuous improvement.

What sets this company apart:

Aspen stands out as one of the world's leading specialty insurers-a company renowned for its deep sector expertise, robust financial strength, and unwavering commitment to client service excellence. At Aspen's London office you'll find yourself immersed in an environment that champions collaboration over competition; here every voice is valued regardless of seniority or background. The company invests heavily in learning opportunities so that employees remain at the forefront of industry developments-whether through structured training programmes or informal knowledge-sharing sessions led by seasoned professionals.

What's next:

If you are ready to take the next step in your underwriting career within an inclusive global insurer committed to your growth-Aspen wants to hear from you!

Apply today by clicking on the link provided-your future at Aspen awaits.

We are committed to creating an inclusive recruitment experience. If you have a disability or long-term health condition and require adjustments to the recruitment process, our Adjustment Concierge Service is here to support you. Please reach out to us at [email protected] to discuss further.

This position is being recruited on behalf of our client through our Outsourcing service line. Resource Solutions Limited, trading as Robert Walters, acts as an employment business and agency, partnering with top organizations to help them find the best talent. We welcome applications from all candidates and are committed to providing equal opportunities.