Risk Apprentice

Bristol, England, United Kingdom

6/30/2025

Hargreaves Lansdown are looking for 3 apprentices to join their Risk & Compliance scheme in Bristol. There are three opportunities available, one in each of the below areas: * Enterprise Risk Management * Compliance Monitoring * Financial Crime Each area has specific requirements

Salary: Real Living Wage

Are you looking to join a fast-growing, innovative business where you can gain valuable on-the-job

experience? Hargreaves Lansdown are looking for 3 apprentices to join their Risk & Compliance

scheme in Bristol. There are three opportunities available, one in each of the below areas:

* Enterprise Risk Management

* Compliance Monitoring

* Financial Crime

We're growing quickly, and want to bring new talent, like you, into our business. We welcome

applicants from a diverse range of backgrounds with different skills and experiences and a passion to

learn.

You could be leaving school, college or university, or be changing careers, have some related work

experience or none at all. We know that when you are learning your new career you will need

support to help you reach your potential. You'll have a manager who supports you to succeed

through regular one to ones and an on-the-job buddy to show you the ropes, answer your questions

and coach you through challenges. As well as support from the other cohort of apprentices.

The apprenticeship

o You will complete the 17-month long, Level 3 Risk / Compliance Officer apprenticeship.

o Applying learning to your day-to-day responsibilities, you'll stay up to date with key

regulatory and legislative changes while actively supporting your organisation's compliance.

o You'll develop the skills to identify and analyse risk and compliance issues within your

business, enhancing essential functions with new cutting-edge knowledge.

Role Requirements
* You will have a minimum of five GCSEs with grades 9 to 4 (A* to C), including English and

Maths. This is a requirement of the apprenticeship scheme, and you will be asked to

evidence this.

* You must not already have received a degree in a similar specialism as you won't be eligible

to complete the apprenticeship programme as part of the job role.

* Be able to work from our offices in central Bristol.

* Be age 18 or over at the start date of the apprenticeship (October 2025).

* Can demonstrate why you would be excited to work at Hargreaves Lansdown and keen to

pursue a career in Financial Services

* A passion for beginning a career in Risk & Compliance.

About you

* Excellent communication skills both verbal and written

* High level attentiveness to detail

* A willingness to learn as well as contribute - be able to constructively challenge and be open

to challenge - responding positively

* Problem solving skills - with the ability to use own experience to develop pragmatic

solutions and resolve complex issues

* Ability to work, and be resilient, in a fast paced and changeable environment.

Enterprise Risk Management:

• Support the monitoring and development of the Enterprise Risk Management (ERM) framework
• Maintain oversight of Risk and Control Self-Assessment (RCSA) across departments
• Maintain and use risk management data to produce reports
• Support risk owners in reviewing and analysing Loss Events
• Track and follow up on action plans after incidents or risk assessments
• Help develop and input data for reporting of Key Risk Indicators (KRIs)
• Support the team in identifying external threats
• Develop strong and effective collaboration across teams and stakeholders

Compliance Monitoring:

• Gain an understanding of the principles of risk management, with a focus on regulatory (compliance risks), control and corporate governance, along with a systematic and disciplined approach to providing assurance over controls.
• Gain an understanding, and opportunity to work on a wide range of HL products and services and FCA relevant regulatory requirements, including Financial Crime and Client Assets (CASS).
• Support Compliance Monitoring reviews and develop key monitoring skills, including regulatory analysis and review planning
• Monitor and validate the action taken to address any deficiencies identified in testing.
• Assist with production of Management Information.
• Learn the theory and assist the team with production of the Annual Compliance Risk Assessments.
• Begin to develop key stakeholder relationships and networks.

Financial Crime:

• Financial Crime Advisory Team (FCAT)
  • Serve as the main contact for AML and Financial Crime queries and concerns.
  • Maintain and update the Financial Crime/AML training programme for staff, ensuring it aligns with industry trends.
  • Act as the initial point of escalation for suspicious activity alerts, investigate and analyse these activities, draft Suspicious Incident Reports, and escalate to MLRO/Deputy MLRO.
  • Review and analyse client transactions, investigate escalations from Transaction Monitoring Systems, support MLRO/Deputy MLRO in improving and maintaining these systems and controls.

• Fraud Investigation Unit (FIU)
  • Conduct fraud monitoring, ensuring that anomalies are escalated for investigation.
  • Assist with the investigation of suspected fraudulent activity.

• AML Screening Team (AST)
  • Review client alerts for potential matches against Sanctions, PEP, and Adverse Media hits.
  • Gather data and record evidence from internal systems, online sources, and commercial databases.
  • Create impartial reports on investigations and mitigations, ensuring thorough documentation and timely completion.
  • Perform detailed checks on potential PEPs, local PEPs, individuals subject to financial sanctions, and potential AML/CTF activities.

• Market Abuse Investigation Unit (MAIU)
  • Manage and investigate time-sensitive suspicions of market abuse
  • Create impartial reports on investigations and monitoring of client trading patterns, accounts, and transactions. Ensure thorough documentation on the Financial Crime Database and timely completion.