Risk & Compliance Associate

About Y TREE

We are a rapidly growing FinTech business that is re-defining how individuals and families connect and engage with their money. We provide our clients with control over their personal finances, enhancing their ability to achieve their financial and life aspirations.

We are harnessing sophisticated portfolio analytics, innovative behavioural psychology and cutting-edge UX/UI to create a revolutionary experience and transformational outcomes for our users. The business was founded in 2017 by three successful entrepreneurs and business-builders with diverse experiences and skill-sets in Technology, Corporate Advice and Investment Management and is backed by some of Europe’s leading investors.

Team Overview

The Y TREE Risk & Compliance team is young, high impact, and making a name for itself within the organisation (in all the right ways.) As an associate in the team, you’ll see first hand how Y TREE manages key risk and compliance issues across the broad spectrum of its activities. In addition, Y TREE is constantly introducing new products, services, capabilities, and this role in the team will assist in evaluating and bringing those to market

The Role

• As an Associate, you will gain first-hand exposure to the agenda of the FCA. From tracking regulatory developments to researching measures to take to filing regulatory reporting, this role will support Y TREE’s relationship with the FCA.
• In addition, you will act as the heart of Y TREE’s risk and compliance recordkeeping framework, utilising existing databases and Saas applications as well as new technologies (like LLMs) to create efficiency and smarter solutions for internal and external clients alike
• The Associate will play a leading role in our firm-wide assurance programme and can expecting to be designing and executing business line reviews
• Anti-Money Laundering regulations are a key part of Y TREE’s obligations to the regulator and to society at large. This role will perform a number of key functions connected with our KYC policy, systems, and surveillance.
• Have you thought about developing your writing ability in policies and other communications? We have plenty of opportunities for that. What about honing your public speaking abilities by delivering training to 120+ people? Yep, we’ve got that too.
• This role has plenty of room to grow too for the curious and enterprising
• You will have the opportunity to make a big impact almost immediately and you will have regular exposure and direct contact with our firm’s senior management
• The Associate will have a diverse portfolio of responsibilities, giving exposure to diverse and interesting subject matter

About You

• 1-4 years of experience in an FCA regulated environment to ensure a foundational understanding of the industry. This will mean you should have a reasonable working knowledge of the broad outlines, nature, products, and key features of the UK savings and investment market in the UK
• You will have a 2:1 or higher degree with an excellent dissertation mark (or equivalent).
• You are an energetic self-starter who thrives on autonomy and is adept at prioritising tasks and meeting deadlines.
• You possess excellent interpersonal communication skills and are highly responsive.
• You are an effective collaborator, confident working as part of a team that is building a business.
• You have a keen eye for detail and find satisfaction in completing tasks and ticking off lists.
• You are solutions-led with the ability to proactively seek answers.
• Though this is not a highly demanding mathematical role, a degree of numeracy would be a great advantage – in any case, very comfortable with maths and percentages
• We will ask you to generate and manage reports from SaaS or databases, including building reports or simple database queries (SQL) and you will frequently be asked to do an initial analysis of the outputs
• You must be at ease in writing composition – you may be asked to write as much as 500-1000 words in a couple of days on subjects of varied complexity

What's in it for you?

• Once eligible, you'll be able to enroll onto our private healthcare plan through Vitality. This includes perks like 50% off premium gym memberships and access to their exclusive rewards programme.
• Support for your mental health and wellbeing through our employee assistance programme.
• 25 days of annual leave per year. This is 25 days each year where we expect you to turn your phone off and switch off; we would never ask you to book leave for a doctor's appointment or to see your children's school plays.
• Regular team socials to help you switch off from work and get to know your colleagues in an environment away from your desk. We ensure socials are well-balanced and offer a variety of activities to suit different needs so you always feel welcome.
• A welcoming, dog-friendly London office with appropriate spaces to cater for those with varying needs in the form of various breakout spaces and silent booths.
• A 3% employer pension contribution as standard, with generous additional employer contributions if you choose to make your pension contributions via salary sacrifice
• As well as, a range of family-friendly policies, support towards professional qualifications, electric car schemes and more!

Our mission at Y TREE is to build diversity in our teams; diversity of thought, culture, backgrounds and perspectives. Please come as you are and let us know if there are any reasonable adjustments we can make to support you in your application process. Additionally, if you don't feel you meet 100% of the requirements please apply anyway if you feel you can demonstrate your suitability to the role. Please note, that sponsorship is not available for this role.