Senior Credit Risk Lead up to £110K DoE

Senior Credit Risk Lead up to £110,000 DoE

London 2 days | Hybrid/Flexible

Our client a fast growing bank is looking for an experienced Senior Credit Risk Lead to own and review credit risk assessment frameworks, monitor portfolio quality, and strengthen risk oversight across consumer lending products and ensuring robust model governance. This is a high-impact role with a clear path to grow into a Head of Financial Risk Oversight—covering prudential and enterprise stress testing.

If you're ready to take the next step in your risk career with a growing, agile bank—this is it.

🔑 Key Responsibilities:

✔️ Develop and calibrate credit risk appetite

✔️ Oversee credit risk models, policies, and procedures (unsecured lending)

✔️ Lead credit portfolio monitoring and early warning analysis

✔️ Own second-line model governance and validation

✔️ Deliver risk insights to senior leadership and the Board

✔️ Help shape risk oversight as the bank scale into new products and growth areas

✅ About You:

• 5+ years in credit risk management (retail banking/unsecured lending experience preferred)
• Strong technical skills: Python, R, SQL
• Knowledge of FCA, PRA, IFRS 9, Basel III
• Experience with model validation, and governance
• Excellent communicator—comfortable engaging senior stakeholders
• Ambitious, analytical, and ready to grow into a broader financial risk leadership role

⭐ Desirable:

• Experience in high-growth or mid-sized banks
• Knowledge of mortgage lending, credit card portfolios, or inorganic loan acquisitions

This role offers significant exposure, responsibility, and growth potential within a forward-thinking risk function. If you’re ready to shape risk strategy in a growing bank, I’d love to hear from you.

👉 Apply now or message us directly to learn more.

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