Trading Underwriter - HNW (Home and Motor Products)

Edinburgh, Scotland, United Kingdom

6/29/2025

Working hours: This role is available on a part-time, job-share or full-time basis.

Location: We are flexible at one of the following offices: Chipping Norton, London or Glasgow

The opportunity:

We are looking for a skilled and motivated Trading Underwriter to join our High Net Worth team, specialising in home and motor products. The ideal candidate will have a strong background in underwriting, excellent market awareness, and a keen ability to build and maintain relationships with brokers and clients.

Many of our employees work flexibly in a variety of different ways, including part-time, flexible hours, job share, an element of working from home or compressed hours. This is because we want the best people for our roles, and we recognise that sometimes those people aren’t available full-time. Please talk to us at interview about the flexibility you may need.

Please watch the video to gain an insight into working within our team:

https://youtu.be/oaFtvbI4lZY

Key responsibilities:

• Evaluate and underwrite high-value home and motor insurance policies for high-net-worth clients, adhering to underwriting guidelines and risk appetites.
• Develop and sustain robust relationships with brokers, clients, and other key stakeholders to drive business growth and enhance client satisfaction.
• Analyse and assess risk exposures to provide bespoke insurance solutions tailored to the unique needs of high-net-worth clients.
• Monitor and manage the profitability of the portfolio, ensuring that underwriting decisions align with the company's financial objectives.
• Collaborate with internal teams, including claims, actuarial, and risk management, to ensure a holistic approach to underwriting and client service.
• Stay updated on market trends, competitor activities, and regulatory changes to inform underwriting strategies and maintain a competitive advantage.
• Participate in client and broker meetings, presentations, and other marketing activities to promote Zurich's high net worth home and motor insurance products.
  
  

Your skills and experience:

• Underwriting experience within the high-net-worth sector, specifically in home and motor products.
• Strong analytical and decision-making skills with a proven ability to assess complex risks.
• Exceptional interpersonal and communication skills, with the ability to build and maintain effective relationships with brokers and clients.
• Proficient in using underwriting software and tools.
• Demonstrated ability to work independently and as part of a collaborative team.
• Strong organisational skills with the ability to manage multiple priorities in a fast-paced environment.
  
  

What will you get in return?

Everyone’s different. That’s why at Zurich, we offer a wide range of employee benefits so our people can choose what fits them and their life. Our benefits provide real flexibility so our people can make considered choices and tailor their benefits throughout the year. Our benefits include 12% defined non-contributory pension scheme, annual company bonus, private medical insurance and the option to buy up to an additional 20 days or sell some of your holiday.

Follow the link for more information about our benefits - Employee benefits | Working at Zurich Insurance UK

As an inclusive employer we want to ensure that all candidates feel comfortable and are able to perform at their best during the interview. You’ll have the opportunity to let us know of any reasonable adjustment or practical support needed when you apply.

Who we are:  

At Zurich we aspire to be one of the most responsible and impactful businesses in the world and the best global insurer. Together we’re creating a brighter future for our customers, our people, and our planet.  

With over 55,000 employees in more than 170 countries, you’ll feel the support of being part of a strong and stable company who are a long-standing player in the insurance industry.    We’ve made a promise to each other and every employee; to focus on sustainable impact, to care about each other’s wellbeing, to use our diverse expertise to be curious and optimistic and to develop the skills needed for our future.    

If you're interested in working in a dynamic and challenging environment for a company that recognises and rewards your creativity, initiatives, and contributions - then Zurich could be just the place for you. Be part of something great. 

 

Our culture: 

At Zurich, our sense of community is strong and we’re particularly passionate about diversity and inclusion, which we’ve won numerous awards for. We want our people to bring the whole of themselves to work and ensure everybody is made to feel welcome, regardless of their background, beliefs, or culture. We want our employees to reflect the diversity of our customers, and so are committed to treating all of our applicants fairly and with respect, irrespective of their actual or assumed background, disability or any other protected characteristic.  

 

We’ve an environment that places a real importance on our people’s wellbeing from a physical, mental, social, and financial perspective. We work with our wellbeing partners and industry experts to provide the best advice and access to a wealth of lifestyle support. We’re also committed to continuous improvement, and we offer access to a comprehensive range of training and development opportunities.  

 

We’re passionate about supporting employees to help others by getting involved in volunteering, charitable and community activity. Our charitable arm, Zurich Community Trust, is one of the longest-established corporate trusts in the UK. In that time, we’ve awarded grants and volunteered time to deserving causes in the UK valued at over £90 million. 

So make a difference. Be challenged. Be inspired. Be supported, Love what you do. Work for us.