Transaction Monitoring Analyst

A rapidly growing, Electronic Money Institution (EMI) based in London, are looking to add a Transaction Monitoring Analyst to join their Compliance team. A forward-thinking company redefining how value is stored and exchanged. As an alternative to traditional fiat systems, they provide a secure, efficient, and borderless financial solution built for the digital economy. As they scale operations, they’re strengthening their financial crime defences and investing in compliance excellence. This is a great opportunity to join a values-led firm where you can make a real impact.

The Role

Reporting directly to the Head of Compliance, the Transaction Monitoring Analyst will play a vital role in identifying and escalating suspicious activity, contributing to the firm’s AML/CTF risk framework and continuous improvement of their transaction monitoring controls.

This is a hands-on role that requires sector-specific experience, a strong analytical mindset, and a passion for financial crime prevention.

Key Responsibilities

• Review and investigate alerts from the firm’s transaction monitoring systems, identifying unusual or potentially suspicious activity.
• Conduct in-depth investigations using internal data and open-source intelligence (OSINT) tools.
• Draft clear, well-reasoned internal SARs for review and escalation.
• Work closely with the Head of Compliance to fine-tune transaction monitoring rules and support system enhancements.
• Monitor high-risk client activity and escalate potential red flags.
• Maintain meticulous records and ensure audit readiness.
• Contribute to broader AML/CTF and financial crime initiatives within the team.

Candidate Profile

• 3+ years of hands-on experience in transaction monitoring, ideally within an EMI, fintech, payments firm, or MSB.
• Strong understanding of UK Money Laundering Regulations, JMLSG guidance, and FCA expectations.
• Familiarity with transaction monitoring systems (e.g., Flagright, ComplyAdvantage, LexisNexis, or similar).
• Confident using OSINT techniques to support investigations.
• Excellent analytical skills and professional judgement.
• Strong written communication skills – able to write clear, concise case files and reports.
• Self-starter who can manage caseloads with accuracy and attention to detail.
• Comfortable working in a fast-paced, growth-oriented environment.