The Company:
Market Financial Solutions (MFS), a leading independent bridging finance provider in the UK, is seeking a talented Underwriter to join our dynamic team. We specialise in fast and flexible bridging loans and buy-to-let mortgages, serving our valued intermediaries and clients with exceptional service.
Role Purpose:
Collaborate with management to ensure the profitability of insurance contracts by evaluating applicants' eligibility for loans specifically within commercial Real Estate.
Key Responsibilities:
- Manage and underwrite personal pipeline of loans within SLAs.
- Review legal documents, valuation reports, KYC, AML, and other essential checks.
- Perform due diligence and key checks (land registry, credit checks).
- Present property loan cases to Line Manager for funding.
- Support complex loan assessments and decisions on loan terms and values.
- Identify and prevent fraud, ensuring business protection.
- Provide exceptional customer service and communicate effectively with external stakeholders.
- Mentor junior underwriters and administrators.
- Proactively identify new lending opportunities to meet personal targets.
- Participate in team meetings and share best practices.
- High-quality loan applications and successful underwriting processes.
- Ability to manage and convert high volumes of underwriting cases.
- Excellent judgment and data quality in case files.
- Competent understanding and underwriting of deals.
Role Requirements:
- Experience in underwriting or lending, especially in bridging loans or Buy to Let Mortgages.
- Strong risk assessment and attention to detail.
- Excellent communication skills and the ability to influence key networks.
- Organizational skills to manage multiple tasks efficiently.
- Ability to work independently and as part of a team.
- Proficiency in MS Excel.
Why Work for us?
- Be Part of a Dynamic and Growing Company
- Annual salary review & regular appraisals
- Bonuses and Incentives
- Enhanced Maternity and Paternity Leave Package
- Exclusive Employee Discounts at Leading Retailers (covering groceries, technology, and holidays)
- Ongoing Staff Training and Development Opportunities
- Private Medical Health Care with Vitality
- Life Insurance Coverage
- Additional Day Off to Celebrate Your Birthday
- Engaging Work Networking and Team Building Event
Next Steps:
Ready for an exciting career move? Hit ‘apply’ to express your interest, and if your CV aligns with our requirements, expect a call from one of our team soon to discuss this fantastic opportunity further. Please note, this role is a full-time office based position, based in central London
