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About the team:
We're looking for a Credit Portfolio Manager to join our Credit Risk function, focusing on our Non Residential lending lines. Reporting directly to the Group Head of Credit Risk, you'll be part of a small, specialist team responsible for maintaining strong oversight of credit risk across the Commercial, Development Finance, Bridging and Asset Finance portfolios.
You'll work closely with colleagues in OSBI to source and shape the data and MI needed for effective portfolio oversight, acting as a key leader in developing credit‑risk capability and strengthening analytical skills across the team. As our specialist lending portfolios continue to grow and transformation progresses, you'll play a central role in enhancing insight, improving processes and supporting the evolution of our risk framework across these more specialist portfolios and higher value exposures.
You'll actively collaborate with stakeholders across the business to help keep portfolio performance robust, providing clear reporting, constructive challenge and insight to teams across Credit Risk, Underwriting, Product, Finance and Strategy.
This role is based from our Wolverhampton office and there maybe occasional travel to London and the South of the UK.
What you will be doing:
As Credit Portfolio Manager you'll provide high‑quality quantitative and qualitative analysis, insight and challenge to ensure credit performance is well understood, monitored and managed in line with the Group's risk appetite, lending strategy, policy framework and regulatory expectations. You'll identify emerging risks, assess portfolio performance, contribute to credit governance, and regularly provide evidence‑based recommendations to senior management and the Group Credit Committee.
Your responsibilities will include:
What's in it for you?
Please use this link to see the fantastic benefits available at OSB: https://www.osb.co.uk/careers/overview
About Us
At OSB Group, we understand how much our people bring to our organisation, which is why we try our best to give back too! Our Purpose is to help our customers, colleagues and communities prosper and we are on a transformation journey to become 'the bank of the future'.
Our commitment to professional development, flexible working, and employee well-being fosters a dynamic and supportive workplace.
Do you have the skills?
We are looking for talented individuals who have the experience and knowledge set out below:
Next steps:
Interested? Apply now! Still considering? Hear from our team or learn more about our recruitment process: OSB Careers
We believe in a personalised and inclusive approach, ensuring the process is relevant and conversational. If you need any adjustments or support, we're here to make sure you can show your best self.
We are proud to be a Disability Confident employer and are committed to creating an inclusive and accessible workplace where everyone can thrive.
We welcome applications from people of all backgrounds and encourage candidates with disabilities and long-term health conditions to apply.
If you meet the minimum criteria for the role and would like to be considered under our Disability Confident Scheme, please indicate this on your application.
Diversity, Equity & Inclusion
Our team value spending time together in the office, typically 3 days a week to support collaboration and connection with colleagues, but we're happy to have a conversation about what flexibility might look like for you.
Not sure if you meet all the criteria? Let us decide. Studies show that candidates from underrepresented backgrounds often feel they need to meet 100% of the criteria before applying. At OSB, we value the unique perspectives and experiences that diversity brings. We're committed to creating an inclusive space where everyone feels empowered to apply - even if you don't check every box.
We actively promote diversity at all levels, with Board-level Diversity Champions monitoring our progress. We're proud to be signatories of the Women in Finance Charter, supporting the growth of senior women in our sector. Our commitment extends to treating all employees and applicants equitably, ensuring fairness and respect for all.