Credit Risk Manager
CompanyAldermore Bank
Location
London, England, United Kingdom
Employment TypeFull-time
Posted At4/13/2026
UK Visa Sponsorship Analytics
Occupation Type
Business and financial project management professionals
Occupation Code Skill LevelHigher Skilled
Sponsorship Salary Threshold
£56,500
(£28.97 per hour)
Occupation rate applies
Above analytics are generated algorithmically based on job titles and may not always be the same as the company's job classification. You can also check detailed occupation eligibility, and salary criteria on our UK Visa Eligible Occupations & Salary Thresholds page.
Disclaimer: Hunt UK Visa Sponsors aggregates job listings from publicly available sources, such as search engines, to assist with your job hunting. We do not claim affiliation with Aldermore Bank. For the most up-to-date job details, please visit the official website by clicking "Apply Now."
Description
Aldermore Group – why we exist
Let Us Tell You a Bit About Us
We’re Aldermore – the award-winning bank, trusted and highly rated by over a quarter of a million customers for more than a decade. With our range of specialist mortgages, savings accounts and business finance solutions, we're backing more people to go for it.
We thrive by saying “yes” to our customers. We respect the ingenuity of entrepreneurs and their startups; we give first-timers a leg-up onto the property ladder; we open up the lending market to many; and thousands of customers chose Motonovo Finance every week to buy their next car, van or motorbike.
This is where you come in. We are on a journey. A journey defined by a destination; to deliver on our purpose.
Let Us Tell You a Bit About The Opportunity
The Credit Risk Manager is a second line of defence role, reporting to the Head of Risk Measurement.
The role is responsible for overseeing the Group’s credit decisioning strategy and portfolio management activity, ensuring origination strategies deploy credit capacity effectively and operate within the Group’s approved credit risk appetite.
The role will work closely with the Head of Risk Measurement and engage with a broad range of senior stakeholders, including FirstRand Group, Group Executives and Committees, senior management, regulators, investors, and credit rating and reference agencies, to support oversight of Aldermore’s credit performance and strategy.
This role can be based in any of our offices - Cardiff, Manchester, London or Reading.
To act as an ambassador of the Bank’s vision to; Back more people to go for it in life and in business.
What will your day look like?
The role reports to the Head of Risk Measurement, who will lead performance reviews, regular 1:1s and development conversations.
Key responsibilities
Let Us Tell You a Bit About Us
We’re Aldermore – the award-winning bank, trusted and highly rated by over a quarter of a million customers for more than a decade. With our range of specialist mortgages, savings accounts and business finance solutions, we're backing more people to go for it.
We thrive by saying “yes” to our customers. We respect the ingenuity of entrepreneurs and their startups; we give first-timers a leg-up onto the property ladder; we open up the lending market to many; and thousands of customers chose Motonovo Finance every week to buy their next car, van or motorbike.
This is where you come in. We are on a journey. A journey defined by a destination; to deliver on our purpose.
Let Us Tell You a Bit About The Opportunity
The Credit Risk Manager is a second line of defence role, reporting to the Head of Risk Measurement.
The role is responsible for overseeing the Group’s credit decisioning strategy and portfolio management activity, ensuring origination strategies deploy credit capacity effectively and operate within the Group’s approved credit risk appetite.
The role will work closely with the Head of Risk Measurement and engage with a broad range of senior stakeholders, including FirstRand Group, Group Executives and Committees, senior management, regulators, investors, and credit rating and reference agencies, to support oversight of Aldermore’s credit performance and strategy.
This role can be based in any of our offices - Cardiff, Manchester, London or Reading.
To act as an ambassador of the Bank’s vision to; Back more people to go for it in life and in business.
What will your day look like?
The role reports to the Head of Risk Measurement, who will lead performance reviews, regular 1:1s and development conversations.
Key responsibilities
- Oversight: Independently review and challenge 1LOD credit risk strategy, performance and reporting, ensuring alignment with policies, risk appetite, and regulations.
- Proven experience in credit risk management within financial services, ideally operating in a second line of defence environment.
- Strong knowledge of credit risk frameworks, portfolio management and regulatory requirements (e.g. MCOB, CONC).
- Ability to provide effective independent challenge and assurance while working collaboratively with first line teams.
- Experience influencing senior stakeholders and contributing confidently to executive-level governance forums.
- Strong analytical skills with the ability to identify emerging risks, interpret data and translate insight into clear recommendations.
- A proactive, values-led approach that promotes strong risk culture, sound judgement and continuous improvement.
- A friendly and flexible culture, the same as how we work with our customers.
- A growing organisation that means there’s lots of opportunities to progress
- A drive for continuous improvement, which you will be empowered to get behind from day one.
- And of course, you will be rewarded competitively, with a good range of core benefits and bonus potential.
Still curious?
Join us and we’ll make the same promises to you as a colleague, as we do to each of our customers. We’re committed to building a working environment that values respect, diversity, and compassion. We welcome people regardless of age, disability, gender identity, marital status, race, faith or belief, sexual orientation, socioeconomic background, and whether you’re pregnant or on family leave.
Please note that we have a thorough referencing process, which includes criminal record checks.
Join us and we’ll make the same promises to you as a colleague, as we do to each of our customers. We’re committed to building a working environment that values respect, diversity, and compassion. We welcome people regardless of age, disability, gender identity, marital status, race, faith or belief, sexual orientation, socioeconomic background, and whether you’re pregnant or on family leave.
Please note that we have a thorough referencing process, which includes criminal record checks.