Credit Underwriter

We are currently working in partnership with a large national company based in Coventry, who are recruiting for a Credit Underwriter on a permanent contract. The position is due to start in September, and the salary on offer is negotiable.

The successful candidate will join the Credit & Underwriting department and will ensure the timely management for all credit applications for private, SMEs and large corporations.

Duties will include (but are not limited to):

• Assessing risks by manually underwriting proposals in accordance with the company credit/underwriting policy rules
• Ensuring that the quality of underwriting decisions is in accordance with company toolerances and credit policy rule sets
• Undertaking the appropriate analysis of financial statements in order to assist in reaching timely and accurate conclusions on the Referral
• Ensuring the timely evaluation of credit requests up to £100,000 with escalation to Head of Credit if exceeded
• Ensuring Underwriting work and email queues are reviewed in accordance with agreed queue status review targets

Experience required:

• Minimum 3 years’ experience in an underwriting consumer credit or credit analyst position in financial services
• Experience in the automotive or consumer finance industry is advantageous

Rewards and benefits:

• 26 days holiday + bank holidays
• Up to 10% pension
• 2 company cars
• Private medical insurance

Working hours:

• 37 hours per week
• Monday – Friday, 9am-5pm

Please note that you require recent experience to apply for this role.

James Andrews is acting as an employment agency and business in relation to this role.

At James Andrews Recruitment Solutions we try to respond to all applications personally, however, due to the high volume of applications this is not always possible. If you have not heard back from us within 72 hours, please assume that your application has been unsuccessful on this occasion.

Don’t forget our recommendation scheme: Recommend a friend or colleague to us and receive up to £100 each once they have completed 20 days in a role via James Andrews! Terms and conditions apply, contact us for details.