DIRECTOR, DEBT FINANCE - REAL ESTATE AND TRADING BUSINESSES

CompanyOakNorth

Location

London, England, United Kingdom

Employment TypeFull-time

Posted At4/5/2026

UK Visa Sponsorship Analytics

Analytics are greyed out due to low classification confidence (56.0%).

Occupation Type

Financial managers and directors

Occupation Code Skill LevelHigher Skilled

Sponsorship Salary Threshold

£75,100 (£38.51 per hour)

Occupation rate applies

Above analytics are generated algorithmically based on job titles and may not always be the same as the company's job classification. You can also check detailed occupation eligibility, and salary criteria on our UK Visa Eligible Occupations & Salary Thresholds page.

Disclaimer: Hunt UK Visa Sponsors aggregates job listings from publicly available sources, such as search engines, to assist with your job hunting. We do not claim affiliation with OakNorth. For the most up-to-date job details, please visit the official website by clicking "Apply Now."

Description

At OakNorth, we’re on a mission to empower the UK’s most ambitious businesses. Since 2015, we’ve lent over $21 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers — all while fuelling the UK economy.

This is an exciting opportunity to join a dynamic, fast-growing bank known for challenging the status quo. We’re not looking for just another cog in the wheel — we want bold thinkers and proactive self-starters who are eager to shape their own careers and support the UK’s most driven business leaders.

The mission of a Director is to independently originate high quality new deals, which fit within the OakNorth thesis of supporting high quality entrepreneurs and profitable growing businesses. They are expected to take full end to end ownership, with a strong focus on credit discipline and driving customer delight. Play a key role in embracing / living OakNorth's entrepreneurial attitude.

You will:

Originate, structure, execute transactions that meet the lending requirements of OakNorth
Manage and further develop existing customer relationships, along with identifying new relationships and opportunities in the market
Work as part of a team on the execution of corporate finance / real estate / property / trading business transactions
Build the profile of Bank in the external market with, for example SMEs, KBIs, Advisors and Private Equity firms
Assess appropriate organic and inorganic growth opportunities for OakNorth Bank in the market
Spread financial accounts and financial modelling
Analyse financial accounts and manage information and prepare credit memorandums
Analyse financial models including forecasted cash flows and sensitivities to assess debt capacity and repayment
Ensure transaction are documented in accordance with credit approved terms and credit sanctions

Meet team and individual targets including profit, credit quality, new customers, retention and customer satisfaction

Have an overview of ongoing relationship management and client experience

Drive innovation in the product proposition to improve customer experience levels whilst maintaining asset quality

Ensure high level of customer experience at all times

Meet team and individual targets set by OakNorth ExCo, CEO and the Board

Structure transactions appropriately, and prove full credit reports to sanctioning authority

Maintain close relationships with customers and reporting to Credit in line with policy, in a timely manner

Act in accordance with OakNorth Bank’s values at all times

You have:

In depth understanding of SME lending, Real Estate and Trading Businesses
Good understanding of Banking and Financial Services products and a strong grasp of IFRS 9
Excellent communication and customer facing skills
Good understanding of business processes, strategy and credit policies
Strong credit, financial analysis and modeling skills, including the ability to write good quality, structured credit papers
Experience in the analysis of senior, stretched senior and mezzanine cashflow unsecured transactions
Legal documentation skills
Experience in presenting credit case internally to a credit committee
Strong problem solving ability
Degree in Finance / Commerce or equivalent

Benefits & Perks

Equity. We want people to have a stake in the business so that all our interests are aligned.
25 days holiday
Personalized benefits – opt-in to what matters to you
Subsidised Private Medical Insurance with Bupa
Enhanced maternity and paternity leave
Wellbeing and social events
In-house Barista Bar in London office

Support causes that matter to you – Volunteering time off

Salary sacrifice schemes (Cycle to work, nursery, gym, electric car scheme)

About Us We’re OakNorth Bank and we embolden entrepreneurs to realise their ambitions, understand their markets, and apply data intelligence to everyday decisions to scale successfully at pace. Banking should be barrier-free. It’s a belief at our very core, inspired by our entrepreneurial spirit, driven by the unmet financial needs of millions, and delivered by our data-driven tools. And for those who love helping businesses thrive? Our savings accounts help diversify the high street and create new jobs, all while earning savers some of the highest interest on the market. But we go beyond finance, to empower our people, encourage professional growth and create an environment where everyone can thrive. We strive to create an inclusive and diverse workplace where people can be themselves and succeed. Our story OakNorth Bank was built on the foundations of frustrations with old-school banking. In 2005, when our founders tried to get capital for their data analytics company, the computer said ‘no’. Unfortunately, all major banks in the UK were using the same computer – and it was broken. Why was it so difficult for a profitable business with impressive cashflow, retained clients, and clear commercial success to get a loan? The industry was backward-looking and too focused on historic financials, rather than future potential. So, what if there was a bank, founded by entrepreneurs, for entrepreneurs? One that offered a dramatically better borrowing experience for businesses? No more what ifs, OakNorth Bank exists. For more information regarding our Privacy Policy and practices, please visit: https://oaknorth.co.uk/legal/privacy-notice/employees-and-visitors/

About Us

We’re OakNorth Bank and we embolden entrepreneurs to realise their ambitions, understand their markets, and apply data intelligence to everyday decisions to scale successfully at pace.

Banking should be barrier-free. It’s a belief at our very core, inspired by our entrepreneurial spirit, driven by the unmet financial needs of millions, and delivered by our data-driven tools.

And for those who love helping businesses thrive? Our savings accounts help diversify the high street and create new jobs, all while earning savers some of the highest interest on the market.

But we go beyond finance, to empower our people, encourage professional growth and create an environment where everyone can thrive. We strive to create an inclusive and diverse workplace where people can be themselves and succeed.

Our story

OakNorth Bank was built on the foundations of frustrations with old-school banking. In 2005, when our founders tried to get capital for their data analytics company, the computer said ‘no’. Unfortunately, all major banks in the UK were using the same computer – and it was broken.

Why was it so difficult for a profitable business with impressive cashflow, retained clients, and clear commercial success to get a loan?

The industry was backward-looking and too focused on historic financials, rather than future potential.

So, what if there was a bank, founded by entrepreneurs, for entrepreneurs? One that offered a dramatically better borrowing experience for businesses?

No more what ifs, OakNorth Bank exists.

For more information regarding our Privacy Policy and practices, please visit: https://oaknorth.co.uk/legal/privacy-notice/employees-and-visitors/