FP&A Senior Analyst

Stream is on a mission to bring better financial wellbeing to frontline workers.

At Stream, we’re on a mission to bring financial freedom to frontline workers empowering them with fairer, more flexible financial services. We partner with some of the world’s most recognised employers: Bupa, Burger King, Greene King, and the mighty NHS, giving over 3 million employees control over their earnings, budgeting tools, savings options, and even free financial coaching. All in one financial wellbeing super-app.

Stream is unique: VC-backed and growing at scale-up pace, but with a social conscience. Some of the world's leading financial charities and impact funds were our founding investors, and we operate on a social charter - which means every product we build has to improve financial health and reduce the $5.6bn ‘premium’ lower-income earners pay for financial services each year.

You’d be joining a team of over 300 passionate, ambitious people, across Europe and the USA, building a category-leading fintech product and all united by that same mission.

The Opportunity

We are seeking a highly motivated and analytical FP&A Senior Analyst to join our Strategic Finance team.

This is an exceptional opportunity for a finance professional to move into a strategic, in-house role and directly influence a company's growth trajectory.

The Team

You will be joining a high-performing Strategic Finance team alongside the VP of Strategic Finance, existing FP&A Manager, Senior Business Analyst, and Treasury Manager. We are a group focused on proactivity, collaboration, and a drive for exceptional outcomes. In this role, you will work closely with the Core Finance team and will have excellent exposure to the CFO, Co-founders, and the Executive Committee.

What you’ll do

• Financial Modeling & Decision Support: Develop and maintain complex financial models to support strategic decision-making across the organization. You'll analyze financial data to identify trends, risks, and opportunities for growth.

What you’ll bring

• Qualifications: ACA, ACCA, CIMA qualified or equivalent professional qualification.
• Experience: This would be your first or second role in industry. Previous experience in FP&A is desirable but not essential.

Your Approach to Work:

• You are highly analytical and take full ownership for the quality and integrity of your work.
• You are a proactive self-starter who doesn't just answer the questions asked but anticipates the next one.
• You are genuinely AI-literate: you use LLMs as a core part of your daily workflow, not as an occasional shortcut. You can prompt effectively, critically evaluate AI output, and know its strengths and weaknesses. You have used AI to automate or accelerate finance tasks, whether that's building model commentary, synthesising data, drafting board materials, or streamlining repetitive reporting processes.

Technical Skills: Advanced Excel is a given; familiarity with BI tools such as Looker or Power BI, and comfort working with structured data (SQL or similar) will be an advantage

Hybrid Collaboration: Our team is headquartered in London and typically gathers in the office 4 days weekly. We believe in the power of in-person interaction, while empowering you with the autonomy to manage your schedule effectively.

Progression: This role is designed to grow. We expect the right person to take on increased ownership over time, with a clear path toward a manager-level remit as the team and company scales

Commitment to Our Mission: You are passionate about contributing to a company with a significant social mission.

Working policy: We operate a hybrid policy with a requirement of 3 days a week in the office. Our office is based in London.

Salary: £60,000 - £70,000 + benefits + equity.

Benefits:

What will we do for you?

• 25 Days Annual Leave in addition to public holidays (up to 5 day rollover), as well as flexible time off allowances for any ad-hoc childcare/family/caring needs
• 24 weeks' paid Maternity Leave and 4 weeks paid Paternity Leave for employees with over 12 months service
• Special Leave for In Vitro Fertilisation (IVF) and other fertility treatments

At Stream we celebrate and support our differences. We know employing a team rich in diverse thoughts, experiences, and opinions allows our employees, our product and our community to flourish. Stream is an equal opportunity workplace. We are dedicated to equal employment opportunities regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity/expression, or veteran status.