Head of Wholesale Credit Delivery
CompanyAldermore Bank
Location
Reading, England, United Kingdom
Employment TypeFull-time
Posted At4/13/2026
UK Visa Sponsorship Analytics
Analytics are greyed out due to low classification confidence (36.0%).
Occupation Type
Shopkeepers and owners - retail and wholesale
Occupation Code Skill LevelMedium Skilled
Sponsorship EligibilityIneligible for Sponsorship
Above analytics are generated algorithmically based on job titles and may not always be the same as the company's job classification. You can also check detailed occupation eligibility, and salary criteria on our UK Visa Eligible Occupations & Salary Thresholds page.
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Description
Aldermore Group – why we exist
Let Us Tell You a Bit About Us
We’re Aldermore – the award-winning bank, trusted and highly rated by over a quarter of a million customers for more than a decade. With our range of specialist mortgages, savings accounts and business finance solutions, we're backing more people to go for it.
We thrive by saying “yes” to our customers. We respect the ingenuity of entrepreneurs and their startups; we give first-timers a leg-up onto the property ladder; we open up the lending market to many; and thousands of customers chose Motonovo Finance every week to buy their next car, van or motorbike.
This is where you come in. We are on a journey. A journey defined by a destination; to deliver on our purpose.
Let Us Tell You a Bit About The Opportunity
A senior leadership role responsible for ensuring the Credit function has the capability, structure, and capacity to support the Bank’s wholesale lending strategy. The role provides oversight of wholesale credit risk, delivers independent challenge, and maintains robust credit risk frameworks and controls, acting as delegate for the Head of Wholesale Credit when required.
As a key partner to the business and Risk function, you will help shape wholesale credit strategy using strong commercial and industry expertise. The role is a Senior Credit Officer, holding a £25–30m credit mandate, with responsibility for the governance, oversight, and effective use of credit mandates across the Bank, while acting as an ambassador for Aldermore’s values.
The position is available in both our Reading and London offices, with hybrid working as standard.
To act as an ambassador of the Bank’s vision to; Back more people to go for it in life and in business.
What will your day look like?
The role will report into the Head of Wholesale Credit, who will be your line manager and responsible for things like performance review meetings, 1-1s and development conversations.
The role of Head of Wholesale Credit Delivery is a critical role for the bank.
You will be responsible for:
Let Us Tell You a Bit About Us
We’re Aldermore – the award-winning bank, trusted and highly rated by over a quarter of a million customers for more than a decade. With our range of specialist mortgages, savings accounts and business finance solutions, we're backing more people to go for it.
We thrive by saying “yes” to our customers. We respect the ingenuity of entrepreneurs and their startups; we give first-timers a leg-up onto the property ladder; we open up the lending market to many; and thousands of customers chose Motonovo Finance every week to buy their next car, van or motorbike.
This is where you come in. We are on a journey. A journey defined by a destination; to deliver on our purpose.
Let Us Tell You a Bit About The Opportunity
A senior leadership role responsible for ensuring the Credit function has the capability, structure, and capacity to support the Bank’s wholesale lending strategy. The role provides oversight of wholesale credit risk, delivers independent challenge, and maintains robust credit risk frameworks and controls, acting as delegate for the Head of Wholesale Credit when required.
As a key partner to the business and Risk function, you will help shape wholesale credit strategy using strong commercial and industry expertise. The role is a Senior Credit Officer, holding a £25–30m credit mandate, with responsibility for the governance, oversight, and effective use of credit mandates across the Bank, while acting as an ambassador for Aldermore’s values.
The position is available in both our Reading and London offices, with hybrid working as standard.
To act as an ambassador of the Bank’s vision to; Back more people to go for it in life and in business.
What will your day look like?
The role will report into the Head of Wholesale Credit, who will be your line manager and responsible for things like performance review meetings, 1-1s and development conversations.
The role of Head of Wholesale Credit Delivery is a critical role for the bank.
You will be responsible for:
- Lead and resource the Wholesale Credit teams to ensure capability, capacity, and structure remain aligned to the Bank’s evolving origination strategy, product mix, and volumes.
- Proven expertise in wholesale credit risk management, providing independent challenge, strategic oversight, and thought leadership in credit decisioning.
- Strong leadership and people management skills, capable of building high-performing teams, fostering accountability, and maintaining continuity as a trusted deputy.
- Excellent communication and influencing abilities, able to engage stakeholders at all levels, escalate issues, and provide clear guidance.
- Deep understanding of regulatory requirements, credit risk processes, scoring methods, and the use of automation/auto-decisioning for efficiency.
- Experienced in balancing business outcomes with risk, collaborating across functions, and providing oversight of credit exposure to ensure SLA adherence.
- Skilled at developing relationships internally and externally, shaping credit strategy, and promoting a culture of ownership, performance, and continual improvement.
What can you expect from us?
Join us and we’ll make the same promises to you as a colleague, as we do to each of our customers. We’re committed to building a working environment that values respect, diversity, and compassion. We welcome people regardless of age, disability, gender identity, marital status, race, faith or belief, sexual orientation, socioeconomic background, and whether you’re pregnant or on family leave.
Please note that we have a thorough referencing process, which includes criminal record checks.
- A friendly and flexible culture, the same as how we work with our customers.
- A growing organisation that means there’s lots of opportunities to progress
- A drive for continuous improvement, which you will be empowered to get behind from day one.
- And of course, you will be rewarded competitively, with a good range of core benefits and bonus potential.
Join us and we’ll make the same promises to you as a colleague, as we do to each of our customers. We’re committed to building a working environment that values respect, diversity, and compassion. We welcome people regardless of age, disability, gender identity, marital status, race, faith or belief, sexual orientation, socioeconomic background, and whether you’re pregnant or on family leave.
Please note that we have a thorough referencing process, which includes criminal record checks.