Loan Underwriter
CompanyFair Finance
Location
London, England, United Kingdom
Employment TypeFull-time
Posted At5/30/2026
UK Visa Sponsorship Analytics
Occupation TypeInsurance underwriters
Occupation Code Skill LevelMedium Skilled
Sponsorship Salary Threshold
£41,700
(£21.38 per hour)
Standard minimum applies
Above analytics are generated algorithmically based on job titles and may not always be the same as the company's job classification. You can also check detailed occupation eligibility, and salary criteria on our UK Visa Eligible Occupations & Salary Thresholds page.
Disclaimer: Hunt UK Visa Sponsors aggregates job listings from publicly available sources, such as search engines, to assist with your job hunting. We do not claim affiliation with Fair Finance. For the most up-to-date job details, please visit the official website by clicking "Apply Now."
Description
Underwriter (Loans)
Location: Based in our Dalston office with flexibility to WFH
Reporting to: Underwriting Team Leader
Contract: Permanent, full-time (you may be required to work up to 2 Saturdays per month)
About Fair Finance
Fair Finance is a social business with ambitious plans to revolutionise financial services to give everyone a fair chance. Our vision is to scale our alternative to the high-cost lending market and help reduce financial exclusion across the UK.
Over the last twenty years Fair Finance has helped over a hundred thousand people escape the clutches of high-cost money lenders, start businesses or avoid eviction. Our work has helped influence Government policy and legislation, as well as demonstrate how purpose and profit can work together to change the financial system for the better.
About The Role
We are looking for a Loan Underwriter with experience of working in a regulated financial services organisation. The successful candidate will want to work in a fast-paced environment in the non-profit sector and make a difference to our clients.
The Underwriter will be responsible for making lending decisions directly and autonomously, assessing personal loan applications coming from our clients. Their primary goal will be to ensure that we lend responsibly and affordably to our clients.
The successful candidate will join a team of skilled underwriters from whom they’ll be able to learn. This is a challenging role which requires good organisational skills and the ability to analyse large amounts of data.
The role will give you the opportunity to work in a social business that puts clients before profits and is focused on making a difference for individuals who lack access to fair financial services.
About You
You will be eager work for a changemaking organisation to help those who are excluded by traditional lenders. You will bring your experience working in a regulated financial services organisation and ability to analyse complex information to contribute to the underwriting team.
You will be at an advantage when applying for this position if you have experience in underwriting, loan administration or client management.
You will have high attention to detail as well as demonstrating accountability, diligence and integrity at all times. You will also have a high level of computer literacy and the ability to work across several systems.
Key Responsibilities:
Location: Based in our Dalston office with flexibility to WFH
Reporting to: Underwriting Team Leader
Contract: Permanent, full-time (you may be required to work up to 2 Saturdays per month)
About Fair Finance
Fair Finance is a social business with ambitious plans to revolutionise financial services to give everyone a fair chance. Our vision is to scale our alternative to the high-cost lending market and help reduce financial exclusion across the UK.
Over the last twenty years Fair Finance has helped over a hundred thousand people escape the clutches of high-cost money lenders, start businesses or avoid eviction. Our work has helped influence Government policy and legislation, as well as demonstrate how purpose and profit can work together to change the financial system for the better.
About The Role
We are looking for a Loan Underwriter with experience of working in a regulated financial services organisation. The successful candidate will want to work in a fast-paced environment in the non-profit sector and make a difference to our clients.
The Underwriter will be responsible for making lending decisions directly and autonomously, assessing personal loan applications coming from our clients. Their primary goal will be to ensure that we lend responsibly and affordably to our clients.
The successful candidate will join a team of skilled underwriters from whom they’ll be able to learn. This is a challenging role which requires good organisational skills and the ability to analyse large amounts of data.
The role will give you the opportunity to work in a social business that puts clients before profits and is focused on making a difference for individuals who lack access to fair financial services.
About You
You will be eager work for a changemaking organisation to help those who are excluded by traditional lenders. You will bring your experience working in a regulated financial services organisation and ability to analyse complex information to contribute to the underwriting team.
You will be at an advantage when applying for this position if you have experience in underwriting, loan administration or client management.
You will have high attention to detail as well as demonstrating accountability, diligence and integrity at all times. You will also have a high level of computer literacy and the ability to work across several systems.
Key Responsibilities:
Lending decisions / underwriting
Skills and Experience:
Why work for Fair Finance?
- Review financial information and documents and assess them against our policies and procedures.
- As necessary, discuss with clients to better understand their financial situation and ensure that we are lending fairly and responsibly.
- Make recommendations or direct lending decisions, depending on training and experience.
- Work towards achieving our business targets, both in terms of quantity but also quality and compliance.
- Provide clients with prompt and clear information about their application and support them to complete their application.
- Ensure that all loan decisions are compliant and meet our responsible lending criteria.
- Keep up to date with changing policies and procedures.
Skills and Experience:
- A desire to work in the non-profit sector and make a difference for our clients.
- A desire to work in a fast-paced environment and bring your energy and passion to our team.
- Experience of working in a regulated financial services organisation, ideally in an underwriting role, loan administration or client management.
- The ability to analyse complex information.
- High attention to detail.
- Demonstrate accountability, diligence and integrity at all times.
- A high level of computer literacy and the ability to work across several systems.
Why work for Fair Finance?
- Fair Finance is a social business with ambitious plans.
- We have demonstrated how purpose and profit can work together to change the financial system for the better.
- An additional paid day off for your birthday.
- Staff receive an additional 'WFH allowance' to allow even greater location flexibility.
- Private Health Insurance.
- Perkbox access for a wide range of discounts.
- Employee Assistance Programme (EAP).
- 3% matching contribution towards a stakeholder pension.