Principal Payments Engineer
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About the team:
At OSB Group, technology underpins how we serve our customers and support sustainable growth across our specialist savings and lending brands. Our payments platforms are critical to that mission - enabling secure, resilient and innovative customer journeys in a highly regulated environment.
We are currently looking for a Payments Principal Engineer to play pivotal leadership role across our payments and core banking technology landscape. This role combines deep technical expertise with strong people and delivery leadership, shaping how we design, build and run payment solutions across the Group.
Working closely with senior technology and value stream leaders, and reporting to the Group Head of Engineering, you'll help define strategy while actively driving end-to-end delivery to ensure our payment platforms are secure, scalable and future-ready.
These roles can be based from our Wolverhampton, Chatham or London office and will require occasional travel between all OSB Group locations.
What you will be doing:
As a Payments Principal Engineer, you will lead the design, delivery, and operation of our payments ecosystem, covering Faster Payments, BACS, CHAPS, cards, Open Banking, and mobile wallets. This is a hands on role and will require you to be comfortable with 'doing the doing' as well as leading
Your responsibilities will include:
- Setting and executing the engineering strategy for the payments domain
- Leading the design, build, and operation of resilient, high-performing payments platforms
- Owning end-to-end technical delivery, including architecture, development, testing, deployment, and live operations
- Providing hands-on leadership across full-stack engineering teams, driving best practices in quality, automation, and cloud-first engineering
- Overseeing integration with UK payment schemes and core banking platforms (including Mambu)
What's in it for you?
- Base salary between £90,000 - £110,000 dependant upon experience
- Enhanced family-focused benefits
- Annual bonus opportunity
- 30 days annual leave + bank holidays
Please use this link to see the fantastic benefits available at OSB: https://www.osb.co.uk/careers/overview
About Us
At OSB Group, we understand how much our people bring to our organisation, which is why we try our best to give back too! Our Purpose is to help our customers, colleagues and communities prosper and we are on a transformation journey to become 'the bank of the future'.
Our commitment to professional development, flexible working, and employee well-being fosters a dynamic and supportive workplace.
Do you have the skills?
We are looking for talented individuals who have the experience and knowledge set out below:
- Significant experience in a senior technical leadership role within banking or financial services
- Deep expertise in the payments domain, including real-time payments, cards, BACS, CHAPS, Open Banking and APIs or Core Banking/Accounts domain
- Proven experience designing, scaling and operating secure, high-performance payments and/or savings platforms
- Deep core Java knowledge and experience
- Solid understanding of regulatory, risk and compliance requirements (e.g. PSD2, PCI DSS, GDPR)
- Excellent stakeholder engagement skills, with the ability to clearly communicate complex technical concepts
- Experience with cloud platforms (AWS, Azure or GCP) and modern data platforms
Next steps:
If this sounds like you, apply now! Still on the fence? Hear from our team or explore our process: OSB Careers
Shortlisted candidates will go through a personalised recruitment process, that is relevant and conversational - inclusive any individual reasonable support required. We want to bring out the best in you!
Diversity & Inclusion
We champion diversity at all levels, with Board-level Diversity Champions tracking our progress. We are proud to be signed up to the Women in Finance Charter to actively support the growth and development of senior women in our sector and are dedicated to treating all our employees and job applicants equally, opposed to discrimination on any grounds.
Payments, Java, Engineer, Chaps, Faster payments, back, architecture,