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Harnham

Senior Credit Risk Analyst

CompanyHarnham
LocationEngland, United Kingdom
Posted At3/6/2026

UK Visa Sponsorship Analytics

Occupation Type
Finance and investment analysts and advisers
Occupation Code Skill LevelHigher Skilled
Sponsorship Salary Threshold
£45,800 (£23.49 per hour)
Occupation rate applies

Above analytics are generated algorithmically based on job titles and may not always be the same as the company's job classification. You can also check detailed occupation eligibility, and salary criteria on our UK Visa Eligible Occupations & Salary Thresholds page.

Disclaimer: Hunt UK Visa Sponsors aggregates job listings from publicly available sources, such as search engines, to assist with your job hunting. We do not claim affiliation with Harnham. For the most up-to-date job details, please visit the official website by clicking "Apply Now."

Description
Senior Credit Risk Analyst

£70,000-£80,000 + equity

UK-based / Fully remote (occasional optional co‑working meetups)

Harnham are working with a high‑growth fintech scale-up that provides risk analytics and decisioning, helping their customers reduce exposure, unlock growth and scale into new markets.



THE COMPANY

  • A high‑growth fintech scale-up building advanced analytics and decisioning solutions for the wider payments and financial services ecosystem.
  • The business combines data science, automation and modern engineering to help clients improve risk visibility, streamline onboarding processes and enhance operational efficiency.
  • With strong investment backing and a globally distributed team, they are continuing to expand their product suite and strengthen their UK analytics capability.


THE ROLE

You will join a growing analytics and risk team, working on a blend of credit risk, fraud analytics and machine learning projects that sit at the heart of the company's product offering. This is a hands-on role with impact on strategy, pricing, on-boarding and merchant monitoring.

Specifically, you can expect to be involved in:
  • Developing analytical solutions to optimise credit risk, fraud strategies, pricing and limits.
  • Building and improving machine learning models across risk and decisioning use cases.
  • Analysing large merchant datasets to support portfolio monitoring and partner reporting.
  • Working with commercial and technical teams to shape decisioning engines and new product capabilities.
  • Supporting bespoke partner engagements, including risk assessments and insight generation

  • YOUR SKILLS AND EXPERIENCE

    • Experience in credit risk and/or fraud analytics within financial services or fintech.
    • Strong capability in Python and/or SQL for analytics and model development.
    • Background in data-driven strategy, modelling or decisioning (circa 2-3+ years' experience).
    • Comfortable working in a fast-paced, product-focused environment.
    • Ability to communicate insights clearly to technical and non-technical stakeholders.


    THE BENEFITS

    • Fully remote working.
    • Private medical cover (including family cover).
    • Regular global company meetups.
    • Pension scheme and strong long-term business stability.

    THE PROCESS

    • Initial 30-minute introduction and CV walk through.
    • Technical case study (SQL and problem-solving).
    • Interviews with senior stakeholders.
    • Final HR stage.

    HOW TO APPLY

    Please register your interest via the apply link on this page.