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We’re looking for a Senior Credit Risk Portfolio Manager
About u
s
Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics – they're the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we've revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that's fast, flexible, and actually works for modern businesse
s.
Our impact speaks for itself: we've provided billions in funding to more than 150,000 businesses across Europe, making us one of the continent's leading fintech innovators. But we're just getting started. Our mission? To empower one million businesses with the financial tools they deser
ve.
We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether it's managing cash flow or seizing unexpected opportunities, we ensure businesses get the funds they need – often within minu
tes.
The role - Shape the future of small business le
nding
At iwoca, we’re on a mission to expand access to finance for small businesses. As we continue to grow, we’re looking for a sharp, experienced Senior Credit Risk Portfolio Manager for our German business. This role is central to maintaining our strong credit risk culture and ensuring we scale responsibly and sustai
nably.
You'll work closely with our Chief Credit Officer, Data Scientists, Capital Markets team, and other stakeholders across the business. Your insights will directly influence credit policy, risk appetite, funding strategy, and our ability to serve more customers with conf
idence.
What you will b
delivery.
The re
nvironment
.
The salary
We expect to pay from £100,000 for this role, But, we’re open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and sa
lary review
s.
The culture
At iwoca, we look to hire smart, passionate, humble individuals with a growth mindset. We prioritise a culture of learning, growth, and support, and invest in the professional development of ou
r team members.
We value thought and skill diversity, and encourage you to explore new areas of interest to help us innovate and improve our produc
ts and services.
Our friendly and inclusive environment, combined with our flexible work policies, ensures that you'll have the perfect balance between work and life, empowering you to thrive both personally an
d professio
nally.
The offices
We put a lot of effort into making iwoca a brill
ses, football, etc.
The benefits (dependi
and your dependents.
And to make sure we all ke
want to learn