Senior Underwriter - AI Liability
Not disclosed
Salary
Not disclosed by employer
£41,700
Going rate
Skilled Worker going rate
This role likely qualifies for a Skilled Worker visa
SOC 3532 (95% match) is an eligible occupation, with a going rate of £41,700, and HFG Insurance Recruitment is a licensed sponsor. That is our reading of the rules. Whether they issue a Certificate of Sponsorship is still their call.
About the role
New Vacancy - Senior Underwriter - AI Liability
Start Up MGA
Package: Competitive Salary + Equity
The Opportunity
We are supporting a fast-growing, US-based Insurtech that is building a specialist Managing General Agent (MGA) focused on AI Liability insurance for enterprise AI deployments.
The business is developing a new insurance proposition designed to address the emerging errors & omissions (E&O) and liability exposures created by enterprise use of AI agents and autonomous AI systems.
The company has raised $12m in funding and is now preparing to launch its MGA and secure its Lloyd's capacity structure. The business is already engaging with brokers and AI agent platforms and is moving towards market launch.
They are now looking to appoint their first senior underwriting hire, who will play a key role in translating the company's existing AI risk methodology and technology into a scalable underwriting operation.
The Role
This is an opportunity for a senior Cyber, Technology E&O or Professional Liability underwriter to join at an early stage and have significant ownership over the development of a completely new insurance class.
The successful individual will be responsible for underwriting and developing AI Liability risks from day one, including:
- Assessing, pricing and binding complex and emerging technology risks
- Developing and refining underwriting appetite, guidelines and methodologies
- Working with brokers and clients to understand novel AI-related exposures
- Developing and adapting policy wordings for an emerging peril
- Applying underwriting judgement where traditional loss data is limited
- Helping translate the company's proprietary technology and risk-rating framework into practical underwriting decisions
This is not an established book of business. The successful candidate will have the opportunity to help define how an emerging insurance class is underwritten from the outset.
Ideal Background
The business is particularly interested in individuals with:
- 8-12+ years' insurance underwriting experience
- Strong Cyber, Technology E&O, Tech E&O, Professional Liability or related specialty underwriting experience
- A proven ability to independently assess, structure, price and bind risks
- Experience underwriting new, complex or emerging risks
- Experience developing products, underwriting frameworks or policy wordings is highly attractive
- Strong broker and market relationships
- The seniority and credibility to engage with carriers, reinsurers and capacity providers
- An entrepreneurial mindset and appetite to build something rather than simply inherit an existing portfolio
Direct experience with AI Liability, affirmative AI coverage, AI risk, autonomous/agentic technology or other emerging technology risks would be highly advantageous, although it is not essential.
The business is open to candidates from both established specialty carriers/reinsurers and innovative Cyber/Tech MGAs.
Company & Proposition
The business was founded by a team combining insurance, technology and engineering expertise, with connections to Stanford and experience within the insurance industry, including senior leadership experience at Aon.
The company has developed:
- A proprietary AI risk-rating methodology
The focus is on affirmative E&O / AI Liability coverage for enterprise AI agent deployments, rather than simply extending traditional Cyber insurance to AI.
Current Stage
- $12m funding raised in April
- MGA currently in pre-launch phase
- Working towards securing Lloyd's capacity and establishing the coverholder structure
- Targeting market launch imminently
- Already engaging with brokers and AI agent platforms
- Risk-rating methodology has been developed
- Actuarial consultants have been engaged
- Now looking to bring the first senior underwriting specialist into the business to operationalise and scale the underwriting proposition
The business is moving quickly and is currently in discussions with the market regarding its capacity arrangements.
Location
The company is US-based, with San Francisco as the preferred location, although it is open to appointing a senior underwriter based in London / the Lloyd's market.
Candidates based in London who would be open to relocating to the US in the future will also be considered.
Why This Opportunity?
This is an opportunity for an experienced underwriter to become a foundational member of the business, with genuine influence over:
- How AI Liability is underwritten
- Product and wording development
- Risk appetite and pricing
- Portfolio construction
- Broker proposition
- Capacity relationships
- The future underwriting team
For someone who has experience building new products or underwriting emerging risks, this represents an opportunity to help shape an entirely new category of insurance rather than operating within an established market.
This description is the source posting as it read when we added it. We are not affiliated with HFG Insurance Recruitment, so check their own site for the current details.
Where this offer sits in the market
SOC 3532 · UK · ONS ASHE 2025 · ~22k in sampleSimilar sponsored roles
See all UK visa jobsNo close matches live right now.
Browse more sponsored jobs at HFG Insurance RecruitmentAbout sponsorship for this role
Does this job guarantee visa sponsorship?
Not necessarily. HFG Insurance Recruitment holds a sponsor licence, but sponsorship for a specific hire is always the employer's decision. Be upfront in your application that you'll require it.
What salary is needed for this role to be eligible?
The offer must clear both the general threshold and the SOC 3532 going rate of £41,700. New-entrant and shortage discounts can lower it.