Underwriter - UK Property D&F
HFG Insurance RecruitmentCity Of London, England, United Kingdom
Added 13 Aug · still live
Not disclosed
Salary
Not disclosed by employer
£41,700
Going rate
Skilled Worker going rate
This role may qualify for a Skilled Worker visa
SOC 3532 is an eligible occupation, but we are only 53% sure that is the right code. HFG Insurance Recruitment is a licensed sponsor, so if the code fits, the role should qualify. Check the occupation eligibility rules against what the job actually involves.
About the role
Underwriter - UK Property D&F
City of London - Hybrid
London Market Insurer
Responsibilities
- Lead and execute the underwriting strategy for the Property portfolio, supporting sustainable and profitable growth in line with business objectives and underwriting appetite.
- Underwrite new and renewal business within delegated authority, applying strong technical judgement, commercial awareness and a disciplined approach to risk selection.
- Evaluate complex commercial risks by reviewing applications, financial information and supporting documentation to determine risk acceptability in accordance with company guidelines and underwriting standards.
- Determine appropriate pricing, terms, conditions and coverage enhancements through detailed technical analysis, market insight and consideration of the wider trading environment.
- Build and maintain strong, long-term relationships with key brokers, positioning yourself as a trusted underwriting partner and identifying opportunities for profitable growth.
- Proactively identify and develop new business opportunities while strengthening and expanding existing broker relationships across the market.
- Work collaboratively with the Senior Underwriting Leadership Team to deliver the underwriting strategy and achieve portfolio performance objectives.
- Prepare accurate and commercially appropriate quotations and respond effectively to technical underwriting enquiries from brokers, internal stakeholders and business partners, escalating matters where required.
- Clearly communicate underwriting decisions, including referrals, underwriting requirements, rate negotiations and declinatures, ensuring brokers understand the rationale behind decisions.
- Monitor and analyse portfolio performance, including business quality, rate adequacy, exposure and profitability, providing actionable insight and recommendations to support portfolio optimisation.
Required Skills and Qualifications
- Ideally, 6+ years of commercial underwriting experience within the UK and/or London Market.
- Broad market experience across Large Commercial Property, Real Estate Property Owners and P&C Mid-Market segments would be highly advantageous.
- Strong technical underwriting expertise, with the ability to assess, structure and negotiate complex commercial risks.
- Demonstrable experience in managing, developing and growing a profitable portfolio of business.
- Established broker relationships, with a proven ability to build trust, influence trading decisions and develop long-term commercial partnerships.
- Strong commercial awareness and comprehensive knowledge of the UK insurance market and its key dynamics.
- Proven experience contributing to and delivering underwriting strategy and supporting portfolio development.
This description is the source posting as it read when we added it. We are not affiliated with HFG Insurance Recruitment, so check their own site for the current details.
Where this offer sits in the market
SOC 3532 · UK · ONS ASHE 2025 · ~22k in sampleP25 £33k~P75 £51k
£27kmedian £42kgoing rate £42k£51k
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Browse more sponsored jobs at HFG Insurance RecruitmentAbout sponsorship for this role
Does this job guarantee visa sponsorship?
Not necessarily. HFG Insurance Recruitment holds a sponsor licence, but sponsorship for a specific hire is always the employer's decision. Be upfront in your application that you'll require it.
What salary is needed for this role to be eligible?
The offer must clear both the general threshold and the SOC 3532 going rate of £41,700. New-entrant and shortage discounts can lower it.