Underwriter, Cargo
Possible
Sponsorship likelihood
This job is eligible only on a shortage list
Not disclosed
Salary
Not disclosed by employer
£41,700
Going rate
Skilled Worker going rate
This role likely qualifies for a Skilled Worker visa
SOC 3532 (100% match) is an eligible occupation, with a going rate of £41,700, and Xbridge Limited T/A Simply Business is a licensed sponsor. That is our reading of the rules. Whether they issue a Certificate of Sponsorship is still their call.
New graduate or PhD holder? Pick one of the lower rates.
What each route needs for this job
| Occupation code | New entrant 70% of going rate | STEM PhD 80% of going rate | Relevant PhD 90% of going rate | Standard rate 100% of going rate |
|---|---|---|---|---|
3532 Insurance underwriters Most likely code | £33,400 | £41,700 | £41,700 | £41,700 |
We use the lowest threshold across the plausible codes. Likelihood is Possible at most when the pay clears only a lower rate, or only under a less likely code. How the Home Office picks the code
About the role
Who Are We?
Taking care of our customers, our communities and each other. That’s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.
Job Category
UnderwritingTarget Openings
1What Is the Opportunity?
With the support and direction of the Cargo Lead Underwriter, manage the profitability of the Cargo line by underwriting and processing new business, renewals and mid term adjustments, monitoring rate adequacy of all business written or handled for Cargo.Travelers Europe currently offers flexibility to employees who wish to work on a hybrid basis in accordance with our Hybrid Work Arrangements Policy. This entails full time employees working three days a week in the office and two days at home (or pro rata for part-time employees). This policy may be changed at the Company’s discretion.
What Will You Do?
- Support the overall profitability, growth and retention of the Line of Business line and consistency of all related underwriting initiatives.
- Ensures that business is written in accordance with the Company's policies, procedures and controls (including audit requirements) at all times, and adheres to Lloyds Underwriting Management Standards ensuring business is only accepted in accordance with:
- individual underwriting authority and, where relevant, with approval under the Lloyds Individual Registration Byelaw.
- the Unit's business plan for the relevant year.
- Support the development of assigned Line of Business and services such as researching and identifying target business, competitor information, industry and economic factors across the business.
- Utilise appropriate systems to accurately enter quotes, risks and endorsements, so as to ensure correct management, statistical and regulatory reporting.
What Will Our Ideal Candidate Have?
- Experience within the Lloyd's market, with a basic understanding of the internal and external factors which impact the market.
- Underwriting experience.
- University Degree.
- Able to demonstrate emerging technical proficiency and application of knowledge commensurate to your underwriting authority.
- Able to make sound quoting and pricing decisions that are in the Company's best interests.
- Intermediate knowledge and ability in respect of judgment, decision making, communication and strong team work.
- Demonstrates Intermediate knowledge and experience in respect of Relationship Management: Seeks out, builds, fosters and maintains productive relationships or alliances to meet goals and achieve objectives.
- Demonstrates Intermediate knowledge and experience in respect of Analytical Thinking/Financial Acumen: Identifies current or future problems or opportunities, analyses, synthesises and compares information to understand issues, identifies cause/effect relationships, and explores alternatives to support sound decision making.
- Utilises understanding of finance and accounting principles to identify the impact of responsible underwriting decisions on the overall profitability of the business.
- Demonstrates Intermediate knowledge and experience in respect of Product/Technical: Demonstrates technical proficiency and application of knowledge commensurate to his/her underwriting authority.
What is a Must Have?
- Previous Cargo insurance experience in either an underwriting, operational or broker capacity.
- Secondary level education or equivalent.
What Is in It for You?
- Private Medical Insurance: On commencement of employment, you are eligible for single cover provided by Travelers, with the option to add cover for your dependents, at your expense through payroll deduction.
- Retirement: Travelers will make a core contribution of a percentage of salary to your Pension Plan. Additionally, if you decide to contribute to the plan, you will receive an increased company contribution.
- Holiday Entitlement: Start your career at Travelers with a minimum of 25 days holiday entitlement annually, plus the opportunity to purchase additional days to allow for up to a total of 35 holidays per year.
- Wellness Programme: The Travelers wellness programme is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health programme provides access to free professional counseling services and other resources that support your daily life needs.
- Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards programme that enables you to give back to the charity of your choice.
Employment Practices
Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.
If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you.
Travelers reserves the right to fill this position at a level above or below the level included in this posting.
To learn more about our comprehensive benefit programs please visit http://careers.travelers.com/life-at-travelers/benefits/.
This description is the source posting as it read when we added it. We are not affiliated with Xbridge Limited T/A Simply Business, so check their own site for the current details.
Where this offer sits in the market
Insurance underwriters (SOC 3532) · UK · ONS ASHE 2025 · basic pay · ~23k in sample- Middle half £32,344–~51,584
- Median £41,964
- Going rate £41,700
- Threshold £41,700
- New entrant £33,400–37,530
Similar sponsored roles
See all UK visa jobsNo close matches live right now.
Browse more sponsored jobs at Xbridge Limited T/A Simply BusinessAbout sponsorship for this role
Does this job guarantee visa sponsorship?
Not necessarily. Xbridge Limited T/A Simply Business holds a sponsor licence, but sponsorship for a specific hire is always the employer's decision. Be upfront in your application that you'll require it.
What salary is needed for this role to be eligible?
The offer must clear both the general threshold and the SOC 3532 going rate of £41,700. New-entrant and shortage discounts can lower it.