Financial Crime Specialist
Likely
Sponsorship likelihood
This employer has issued visas recently
Not disclosed
Salary
Not disclosed by employer
£48,200
Going rate
Skilled Worker going rate
This role may qualify for a Skilled Worker visa
SOC 2482 is an eligible occupation, but we are only 44% sure that is the right code. Incard ltd is a licensed sponsor, so if the code fits, the role should qualify. Check the occupation eligibility rules against what the job actually involves.
We pick the code from the advert's text, so it is our best guess, not the employer's. Each code it could be has its own likelihood:
- Likely 2482 (Quality assurance and regulatory professionals) · 44% match
- Ineligible 3581 (Inspectors of standards and regulations) · 16% match
- Possible 4129 (Financial administrative occupations not elsewhere classified) · 9% match
Ask Incard ltd what the duties are.
New graduate or PhD holder? Pick one of the lower rates.
What each route needs for this job
| Occupation code | New entrant 70% of going rate | STEM PhD 80% of going rate | Relevant PhD 90% of going rate | Standard rate 100% of going rate |
|---|---|---|---|---|
2482 Quality assurance and regulatory professionals Most likely code | £33,800 | £38,600 | £43,400 | £48,200 |
3581 Inspectors of standards and regulations Also possible | £33,400 | £41,700 | £41,700 | £41,700 |
4129 Financial administrative occupations not elsewhere classified Also possible | £33,400 | £41,700 | £41,700 | £41,700 |
We use the lowest threshold across the plausible codes. Likelihood is Possible at most when the pay clears only a lower rate, or only under a less likely code. How the Home Office picks the code
About the role
About Incard
Incard’s mission is to build the financial operating system for entrepreneurs.
We are focused on creating a system where business banking, financial tools, and application logic are coordinated into a single control layer.
Through the app store, entrepreneurs and developers can build industry-specific functionality as their business evolves.
Role Purpose
The Financial Crime Specialist is responsible for the day-to-day operation of Incard's financial crime detection and investigation capability. This is a hands-on, individual-contributor role covering transaction monitoring, alert investigation, SAR/DAML reporting, EDD, and typology development, working closely with the MLRO to ensure Incard's financial crime controls remain effective as the product suite and customer base evolve.
Key Responsibilities
Own the management of the transaction monitoring software tool, including alert configuration input, data quality issues, and case management.
Develop and maintain financial crime typologies on a continuous basis as the product suite evolves, feeding rule and scenario changes into the transaction monitoring system.
Work alerts through investigation, disposition, and escalation; propose threshold and rule tuning based on false positive trends.
Produce financial crime management information (MI) for the MLRO, and for the Risk and Compliance Committee (RCC) and Board as needed.
Investigate and escalate matters to the MLRO, and support Suspicious Activity Report (SAR) and Defence Against Money Laundering (DAML) reporting to the National Crime Agency (NCA), including tracking of reporting timeliness.
Act as the escalation point for onboarding cases requiring financial crime input, including adverse media, PEP, complex ownership structures, and sanctions nexus.
Review and conduct Enhanced Due Diligence (EDD) cases; own EDD trigger criteria and refresh scheduling.
Own and maintain financial crime procedural manuals.
Maintain financial crime records, including SAR/DAML files, EDD files, and alert dispositions, in line with retention requirements.
Support ad hoc projects as required.
Key Skills & Experience
Demonstrable experience in a financial crime / AML operational role within a bank, EMI, payments firm, or other FCA-regulated financial services business.
Hands-on experience operating a transaction monitoring system, including alert investigation, tuning, and case management (e.g. Unit21 or equivalent).
Working knowledge of UK financial crime and AML regulation, including the Money Laundering Regulations 2017 and JMLSG guidance.
Practical experience preparing and submitting SARs/DAMLs to the NCA.
Experience conducting EDD, including adverse media, PEP, complex structures, and sanctions-related reviews.
Strong analytical skills, with the ability to identify typologies and trends from alert and case data.
Clear, concise written communication skills for MI reporting to senior stakeholders and committees.
Relevant professional qualification (e.g. ICA, ACAMS) is desirable but not essential.
Benefits:
Competitive cash-based compensation
Incard stock options
25 days of paid time off per year, plus bank holidays and your birthday off
Global health insurance and unlimited paid sick leave
This description is the source posting as it read when we added it. We are not affiliated with Incard ltd, so check their own site for the current details.
Where this offer sits in the market
Quality assurance and regulatory professionals (SOC 2482) · UK · ONS ASHE 2025 · basic pay · ~137k in sample- Middle half £39,520–66,040
- Median £49,504
- Going rate £48,200
- Threshold £41,700
- New entrant £33,800–43,400
Similar sponsored roles
See all UK visa jobsNo close matches live right now.
Browse more sponsored jobs at Incard ltdAbout sponsorship for this role
Does this job guarantee visa sponsorship?
Not necessarily. Incard ltd holds a sponsor licence, but sponsorship for a specific hire is always the employer's decision. Be upfront in your application that you'll require it.
What salary is needed for this role to be eligible?
The offer must clear both the general threshold and the SOC 2482 going rate of £48,200. New-entrant and shortage discounts can lower it.